1. Loan Assessment & Processing

• Updated agriculture price crop and commodity profile to ensure branch effectively implement.
• Evaluate agricultural loan applications for farmers, cooperatives, agribusinesses, and agri-SMEs.
• Conduct financial and technical analysis based on crop cycles, livestock production, farm budgets, and cash flows.
• Review collateral documents and verify land ownership, production assets, or inventory.
• Prepare and submit credit proposals with clear risk assessments and recommendations.

2. Field Visits & Farm Evaluation

• Conduct farm and business inspections to assess productivity, farm management practices, and loan feasibility.
• Monitor ongoing farming activities, crop progress, livestock conditions, and market exposure.
• Validate the use of loan funds and identify early signs of repayment challenges.

3. Portfolio Monitoring & Risk Management

• Monitor repayment schedules, track delinquent accounts, and support recovery efforts.
• Identify agricultural risks (weather, pests, price volatility, etc.) and recommend mitigation measures.
• Maintain accurate, up-to-date loan files for audit and compliance purposes.
• Contribute to maintaining high portfolio quality and minimizing NPLs.

4. Client Support & Relationship Management

• Build strong relationships with value chain actors such as farmers, cooperatives, agri suppliers, and local community stakeholders.
• Provide guidance on suitable loan products and help clients understand terms and repayment obligations.
• Deliver financial literacy and farm management advisory when required.
• Support growth of agricultural lending in target regions through outreach activities.

5. Product & Market Support

• Provide feedback to improve or develop agri. finance products.
• Stay updated on agricultural trends such as pricing, input costs, seasonal cycles, and government programs.
• Assist in promotional campaigns, field events, or partnerships that expand agricultural lending opportunities.

6. Perform other duties as assigned by supervisor.

• Bachelor’s degree in Agriculture, Agronomy, Finance, Rural Development, or related field.
• Minimum 3 years of experience in agriculture value chain development, agricultural lending, rural finance, or agribusiness is preferred.
• Strong understanding of crop production, livestock management, and farm economics.
• Ability to conduct field visits and work in rural areas.
• Commitment to continuous learning and professional growth.
• Good analytical, communication, and customer service skills.
• Ability to ride a motorbike or travel frequently (if relevant to your region).