Mr. Prum Chin is both a Taxi Driver and a retail shop owner, living in Veal Pring Krom Village, Chey Teal Commune, Sandan District, Kampong Thom Province
The rapid improvement in living conditions and business growth of Mr. Prum Chin began after he received financial support from LOLC Cambodia to develop his business. Mr. Prum Chin is both a Taxi Driver and a retail shop owner, living in Veal Pring Krom Village, Chey Teal Commune, Sandan District, Kampong Thom Province.
Mr. Chin shared that after receiving proper guidance and gaining a clear understanding of financial services, he took his first step by applying for his first loan in 2022, amounting to 10,200,000 Riel, to renovate his retail shop and increase his inventory. Later that same year, he applied for a second loan of 10,200,000 Riel to further expand his stock and diversify his products.
Following the progress achieved by utilizing the first and second loans, Mr. Chin applied for a third loan of 60,000,000 Riel in 2023 to purchase a vehicle for taxi services, with the aim of adding a new source of income and further increasing his earnings. It is also worth noting that while he operates his taxi service, his retail shop continues to run smoothly with the support of his daughter, who helps manage the business in his absence.
These two businesses have enabled Mr. Prum Chin to generate stable income and improve his family’s living conditions. Mr. Chin emphasized that proper management and effective use of loans for the right purposes are key factors behind his success. His story clearly demonstrates that choosing the right financial partner can bring meaningful positive changes to one’s life.
Mrs. Hon Chanthou resides in Kok Khleang Commune, Sen Sok District, Phnom Penh
Mrs. Hon Chanthou is a wholesaler and retailer of mats, mosquito nets, blankets, and doormats, selling via her mobile truck at various markets in Phnom Penh and across the provinces. She resides in Kok Khleang Commune, Sen Sok District, Phnom Penh.
Mrs. Chanthou shared that she initially worked as a factory worker and would use her spare time to sell mats, mosquito nets, and blankets in small quantities to earn extra income. Recognizing the strong potential and customer support, she seized the opportunity and decided to leave her job to focus on running her business full-time. As she started her business, she received significant support from customers due to the good quality of her products, reasonable prices, and their ability to meet daily needs.
In addition, Mrs. Chanthou shared her experience of using loans from LOLC Cambodia. She explained that she first received financial support from LOLC Cambodia in 2019 in the amount of USD 10,000, which she used to purchase a vehicle to transport goods to various markets to expand her market reach.
Later, in 2024, she took another loan of USD 9,000 to increase her working capital and stock more products. As customer demand continued to grow, along with her long-term vision and business expansion, she decided in the same year to take an additional loan of USD 12,000 to purchase another vehicle for transporting goods and to further expand her business.
Through responsible and well-planned use of these loans, Mrs. Chanthou’s business has grown steadily, and her income has increased over time, improving her daily living conditions. She also expressed her satisfaction with LOLC Cambodia’s products and services and her appreciation for the strong support in developing her business.
Sorn Han has significantly improved her living conditions through determination and the smart use of loans from LOLC Cambodia to expand her cricket farming business
Located in Trapeang Mnoas Village, Dang Tong Commune, Dang Tong District, Kampot Province, there is a woman named Sorn Han, who works as a cricket farmer. She has significantly improved her living conditions through determination and the smart use of loans from LOLC Cambodia to expand her cricket farming business.
For more than 10 years, Mrs. Han has gained extensive experience in this business. Despite facing several challenges, she has remained committed and worked hard to drive her business toward success up to the present day.
Before using loans from LOLC Cambodia, Mrs. Han was a small-scale cricket farmer, earning a modest income. After becoming aware of and joining LOLC Cambodia as a client, she expanded her business by purchasing additional cricket cages through her first loan of 10,400,000 Riel in 2020. Part of this loan was also used to purchase a motorbike for family use.
Thanks to her diligence and effective business management, Mrs. Han’s business has continued to grow steadily. Seeing this progress, she took a second loan of USD 17,000 in 2022 and a third loan of USD 28,500 in 2026 to further expand her farming area and increase cricket production. In addition, she has invested in purchasing two plots of land for future use.
Mrs. Han also expressed her gratitude to LOLC Cambodia for providing suitable loan products and good services that have supported her business expansion and improved the living standards of her and her family.
Mrs. Chan Thavy is a food vendor located in Trapeang Kret Village, Chrung Popel Commune, Romduol District, Svay Rieng Province
With a bright smile and a warm, friendly demeanor, Mrs. Chan Thavy shared her journey of using loans with LOLC Cambodia as follows:
Mrs. Chan Thavy is a food vendor located in Trapeang Kret Village, Chrung Popel Commune, Romduol District, Svay Rieng Province. She explained that she first learned about LOLC Cambodia in 2019 through her relatives. After clearly understanding the terms and conditions, she decided to take out a loan and has continued using LOLC Cambodia’s services up to the present.
She further shared that, to date, she has taken a total of four loan cycles to expand her food business: the first loan in 2019 was USD 1,500; the second in 2022 was USD 2,500; the third in 2024 was USD 7,000; and the fourth in 2025 was USD 8,000.
Thanks to her cooking skills and effective use of the loans, Mrs. Thavy’s business has grown steadily and gained strong support from customers both near and far. This growth has significantly improved her living conditions.
As a result, her family’s livelihood has become more stable and comfortable. She has been able to upgrade her home from a small wooden house to a larger, more comfortable concrete house. In addition, she has also purchased a car for family use.
The story of Mrs. Chan Theavy is an example that shows how using financial services responsibly can help create opportunities and improve one’s quality of life.
A New Chapter in Mr. Ek Mab’s Life After Choosing the Right Financial Partner and Using Loans Effectively.
For more than 30 years in his career as a taxi driver, Mr. Mab has gained extensive experience from this business. With a strong sense of responsibility and a deep commitment to passenger safety, he has gradually built trust and confidence among his customers.However, life’s journey has not always been smooth. In the beginning, he worked as a hired taxi driver, earning only a modest daily income. With limited earnings, his dream of owning his own business seemed far out of reach. Nevertheless, through careful consideration and perseverance, he made the decision to change his life by seeking new opportunities for his future.
In 2016, Mr. Mab chose the right financial partner by applying for a loan from LOLC Cambodia to purchase a vehicle and start his own business. This marked the beginning of a new chapter in his life. From owning just one vehicle, he gradually expanded his business as it grew steadily. In 2018, he applied for a second loan to purchase another vehicle, allowing his child to join and operate in the same business. Later, in 2021, he took out a third loan to acquire a 12-seat tourist van for rental purposes, creating an additional source of income. However, as passenger demand increased, the van could no longer accommodate enough customers. Therefore, in 2026, he applied for a fourth loan to upgrade from a 12-seat vehicle to a 24-seat bus to better serve clients in the tourism sector.
Today, Mr. Mab has become a business owner with a total of three vehicles. This has helped him achieve a more stable income and significantly improve his family’s living conditions. As a result of this growth, he is now able not only to cover his daily expenses but also to save for the future. Mr. Ek Mab shared that LOLC Cambodia’s loan products offer reasonable interest rates, fast service, and financing tailored to customer needs. LOLC Cambodia has become an important financial partner in helping turn his dreams into reality.
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