Fixed Deposit

No	Features	Descriptions
1	Currency	KHR, USD
2	Initial Deposit	KHR 200,000, USD 50
3	Term	• 1 month, 3 months, 6 months, 9 months, 12 months, 24 months, 36 months for KHR and USD
4	Interest Payment	Pay every month end, at the end of maturity.
5	Deposit Condition	Can be made only one time when opening FD account For new deposit amount, customer can open new FD accounts
6	Account Type	Individual Account Joint Account Corporate Account
7	Rollover Condition	Non-Renewal Principal Rollover Principal and Interest Rollover
8	Withholding Tax	Resident 6% Non-Resident 14% Bank/Microfinance/Government 0%

Interest Rate:

This interest rate is applied for individual customers and corporate customers (non-FI) .

Interest rate effective starting from 04 October 2024 onward.

No	Description	Fee charge
No	Description	KHR	USD
1	Request for Fixed Deposit Certificate replacement (lost or damaged)	20,000	5.00
2	Close fixed deposit before one month after opening date	40,000	10.00
3	Request for Account Balance Confirmation	20,000	5.00

For Individuals: Valid National ID card or Valid passport
For corporations: Legal ID of authorizer in corporate account, Memorandum and Articles of Association, Business Registration Certificate or Business License, Patent, Letter of Authorization or Board Resolution as well as other documents (if available)
For Corporation:
- Valid National ID/Passport of signatory(-ies)*
- Memorandum and Articles of Association*
- Business Registration Certificate or Business License (Digital Form)*
- Certificate of Tax Registration (VAT)/Patent Tax*
- Letter of Authorization or Board Resolution*
- Other documents (if available).