Fixed Deposit

A Fixed Deposit Account offers a greater rate of return for clients’ commitment in keeping the savings on deposit with LOLC Cambodia for a specific period of time. Clients have the option to withdraw interest at the end of each month or at the end of the term.


  • Get high interest income
  • Your money will be kept safely and securely
  • Multiple currency choices: KHR and USD
  • Open an account at any LOLC office without service charge

No Features Descriptions
1 Currency KHR, USD

Initial Deposit

KHR 200,000, USD 50

3 Term • 1 month, 3 months, 6 months, 9 months, 12 months, 24 months, 36 months for KHR and USD
4 Interest Payment Pay every month end, at the end of maturity.
 5 Deposit Condition  Can be made only one time when opening FD account
 For new deposit amount, customer can open new FD accounts

Account Type  Individual Account
 Joint Account
 Corporate Account

Rollover Condition  Non-Renewal
 Principal Rollover
 Principal and Interest Rollover

Withholding Tax  Resident 6%
 Non-Resident 14%
 Bank/Microfinance/Government 0%

Interest Rate:

 This interest rate is applied for individual customers and corporate customers (non-FI) .

 Interest rate effective starting from 08 July 2024 onward.

Fee Charge:

No Description Fee charge
1 Request for Fixed Deposit Certificate replacement (lost or damaged) 20,000 5.00
2 Close fixed deposit before one month after opening date 40,000 10.00
3 Request for Account Balance Confirmation 20,000 5.00


Account Opening Requirement:

  • For Individuals: National ID card, passport, or equivalent document
  • For corporations: Legal ID of authorizer in corporate account, Memorandum and Articles of Association, Business Registration Certificate, Patent, Letter of Authorization or Board Resolution as well as other documents (if available) 
  • For Corporation: 
    - Valid National ID/Passport of signatory(-ies)*
    - Memorandum and Articles of Association*
    - Business Registration Certificate (Digital Form)*
    - Certificate of Tax Registration (VAT)/Patent Tax*
    - Letter of Authorization or Board Resolution*
    - Other documents (if available).

How to apply:

  • Visit any LOLC office to apply for the service or
  • Through iPay Cambodia, if you have saving account
  • Through Internet Banking
  • Customer can also Apply loan here

How to Apply for Loan

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(+855) 23 991 991 

[email protected]

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