Bakong

Bakong system or Bakong refers to a real-time electronic payment system which enable customer to perform transactions among bakong members such as transfer fund between Bakong accounts, transfer fund from Bakong account to bank account or E-Wallet, make payment via QR Code, and receive money from other Bakong accounts. Product Features: Feature: Currency: KHR and USD Maximum Amount Limitation Per Transaction and Per Day: Basic Customer: 2,000,000 KHR and 500 USD, Partial KYC: 12,000,000 KHR and 3,000 USD, Full KYC: 40,000,000 KHR and 10,000 USD Remarks: There is no limitation on number of transactions per day. Initial Deposit and Minimum Balance: Not required, Interest Rate: There is no interest rate for Bakong account (0%). Transaction Types/Functions: Transfer fund between Bakong account (Send), Transfer fund from Bakong account to bank account or E-wallet (Deposit), Make payment via QR Code (QR Pay), Receive money transfer from Bakong account (Receive), And other transactions. Fee Charge: The service is free of charge for any transactions. Bakong Top Up, Bakong Members (As of May 2022)

Home Products & Services Fund Transfer Bakong

Bakong

Bakong system or Bakong refers to a real-time electronic payment system which enable customer to perform transactions among bakong members such as transfer fund between Bakong accounts, transfer fund from Bakong account to bank account or E-Wallet, make payment via QR Code, and receive money from other Bakong accounts.

Benefits:

  • Perform transactions through smart phone (iOS or Android)
  • Access any time (24/7) and anywhere 
  • Convenient, fast and secure
  • Easy to pay for goods and services 
  • Transfer funds between Bakong accounts or transfer fund from Bakong account to bank account or E-Wallet account.
Features Eligibility How to apply

Product Features:

No
 Feature
 Description
1 Currency
 KHR and USD
2 Maximum Amount Limitation Per Transaction and Per Day
  Basic Customer:
    2,000,000 KHR and 500 USD
 Partial KYC: 
    12,000,000 KHR and 3,000 USD
 Full KYC: 
    40,000,000 KHR and 10,000 USD
Remarks: There is no limitation on number of transactions per day.
3 Initial Deposit and Minimum Balance
 Not required
4 Interest Rate
 There is no interest rate for Bakong account (0%)
5 Transaction Types/Functions
  • Transfer fund between Bakong account (Send) 
  • Transfer fund from Bakong account to bank account or E-wallet (Deposit) 
  • Make payment via QR Code (QR Pay) 
  • Receive money transfer from Bakong account (Receive)
  • And other transactions.

Fee Charge:

The service is free of charge for any transactions.


Bakong Top Up:

  • Customers can top up into Bakong account through LOLC Mobile (Cambodia) or visit any LOLC branch.
  • Bakong top up is free of charge.
  • Other conditions may apply.

Bakong Members (As of February 2025):

No
 Bank/MDI
1 ACLEDA BANK PLC.
2 ADVANCED BANK OF ASIA LIMITED. 
3 AMK MICROFINANCE INSTITUTION PLC.
4

BANK FOR INVESTMENT AND DEVELOPMENT OF CAMBODIA PLC.
5 CAMBODIA POST BANK PLC. 
6 CANADIA BANK PLC. 
7 CHIP MONG COMMERCIAL BANK PLC. 
8 CHIEF (CAMBODIA) COMMERCIAL BANK PLC. 
9 FOREIGN TRADE BANK OF CAMBODIA. 
10 LOLC (CAMBODIA) PLC. 
11 PHILLIP BANK PLC. 
12 PHNOM PENH COMMERCIAL BANK. 
13 KB PRASAC BANK PLC.
14 PRINCE BANK PLC. 
15

SATHAPANA BANK PLC.
16

SPEEDPAY PLC.
17

TRUE MONEY CAMBODIA PLC.
18

VATTANAC BANK
19 WOORI BANK​
20

WING (CAMBODIA) LIMITED SPECIALIZE BANK
21

HATTHA BANK
22

E-MONEY PAYMENT SOLUTIONS PUBLIC LIMITED COMPANY.
 23

CAMBODIAN PUBLIC BANK PLC.
 24

MAYBANK (CAMBODIA) PLC.
 25

LY HOUR PAY PRO PLC.
 26

IPAY88 (CAMBODIA) PLC.
 27

SHINHAN BANK (CAMBODIA) PLC.
 28

AMRET MICROFINANCE INSTITUTION.
 29 TIAN XU INTERNATIONAL TECHNOLOGY PLC. (Cool Cash Plc)
 30

CAMBODIA ASIA BANK.
 31

ASIA CASH EXPRESS PLC. (Asia Wei Luy)
 32

B.I.C (CAMBODIA) BANK PLC.
 33

SBI LYHOUR BANK.
 34

ASIA-PACIFIC DEVELOPMENT BANK (APD Bank)
 35

MOHANOKOR MICROFINANCE INSTITUTION PLC.
 36

HONG LEONG BANK (CAMBODIA) PLC.
 37

ORIENTAL BANK
 38

RHB BANK (CAMBODIA) PLC.
 39

Pi Pay
 40

Bank of China Limited Phnom Penh Branch
 41

BRED Bank Cambodia
 42

U-Pay Digital Plc.
 43

BONGLOY PAYMENTS PLC.
 44

AGRICULTURAL AND RURAL DEVELOPMENT BANK 
 45

Cathay United Bank
 46

CIMB Bank
 47

ICBC Bank
 48

SACOMBANK (CAMBODIA) PLC
 49 LANTON PAY
 50

HENG FENG (CAMBODIA) BANK Plc.
 51 First Commercial Bank, Ltd
 52

J Trust Royal Bank
 53

Panda Commercial Bank Plc.
 54 MB BANK (CAMBODIA) PLC.
 55

Union Commercial Bank Plc.
 56

DGB Bank
 57

Bridge Bank
 58

ALPHA COMMERCIAL BANK
 59

DARASAKOR PAY
 60

KESS INNOVATION PLC.
 61

PEAK WEALTH BANK PLC.
 62

BOOYOUNG KHMER BANK
 63

CCU Commercial Bank

Requirement:

  • Customer is requiring registering under LOLC (Cambodia)
  • Have smart phone (iOS or Android)
  • Have a phone number
  • Customer can register Bakong App by him/herself without completing the request form

How to Register:

  • Have smart phone connected to internet
  • Customer is required to download Bakong App from App Store  for iOS device or Play Store  for Android device 
  • After install, customer has to register in Bakong App by following each step

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