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SME Loan

The Small and Medium Enterprise Loan (SME) aims to support individuals, companies or enterprises in running or expanding their businesses in all legal sectors, including trade, services, agri-businesses and manufacturing. The loan product targets clients with small to medium size businesses requiring a loan from 40,000,001 riels upward or its equivalent.


LOLC’s Small and Medium Enterprise Loan offers clients a number of key benefits:

  • A reasonable interest rate, calculated based on outstanding balance,
  • Convenient option to apply for and repay loan at nearest LOLC office or any money transfer agents which has been incorporated with LOLC,
  • Flexible loan terms and repayment plan that are catered to your need.

Product Features: 

The SME loan is designed for adapting to the needs of our clients by allowing several options of repayment mode:

  • Fixed installment (monthly interest and principal repayment),
  • Semi-balloon (monthly interest repayment and the principal repayment based on cash flow analysis and mutual agreement),
  • Annuity, or
  • Flexible annuity.
Currency Loan SizeInterest RateLoan Term
KHRfrom 40,000,001 upward1.2% - 1.5%3 – 120 months
USDfrom 10,001 upward1.2% - 1.5%3 – 120 months
THBfrom 400,001 upward1.2% - 1.5%3 – 120 months

Fee:

Processing fee is charged 1% - 2% per cycle.


Requirement:

    • Be a majority aged 18 to 70 years old
    • Permanent resident
    • Have a legal business and regular income
    • Have a good record and be reliable
    • Have enough capacity to repay the loan
    • ID card and family book, or resident book, or birth certificate
    • Agree to the loan term & conditions.

    How to apply: 

    To apply for loan, client shall follow these simple steps:

    • Talk to a LOLC staff in your area or at the nearest LOLC office or via call center 023 991 991.
    • Request a specific amount and term based on your needs.

    How to Apply for Loan


    Talk to Advisor

    Need to loan advies? Talk to our loan advisors.

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    Customer Service

    (+855) 23 991 991 

    [email protected]

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