Ms. Phann Tina is a farmer who cultivates a wide variety of vegetables, including bottle gourd, cucumber, luffa gourd, and lotus, etc. Her farm is in Chheu Teal Phluoh Village, Svay Ampear Commune, Mukh Kampul District, Kandal Province
Financial support from LOLC Cambodia has played a vital role in improving the quality of life of Mrs. Phann Tina. At the age of 38, Ms. Phann Tina is a farmer who cultivates a wide variety of vegetables, including bottle gourd, cucumber, luffa gourd, and lotus, etc. Her farm is in Chheu Teal Phluoh Village, Svay Ampear Commune, Mukh Kampul District, Kandal Province.
Mrs. Tina shared that she has utilized a total of five loan cycles from LOLC to date. In 2021, she applied for her first loan amounting to USD 15,000 to strengthen her agricultural activities and improve her home, making it more comfortable, safe, and suitable for her family’s living conditions. Subsequently, in 2023, she applied for a second loan of USD 20,000 to purchase two cows for meat production and one tricycle to generate additional income.
Thereafter, Mrs. Tina continued to apply for her third loan of USD 2,000, followed by her fourth loan of USD 2,050 and her fifth loan of USD 3,000. These funds were invested in the purchase of one power tiller, one vegetable transport trailer, three water pumps, as well as additional vegetable seeds and agricultural fertilizers, to support the expansion of her agricultural production.
Through the financial support from LOLC Cambodia, Mrs. Tina was able to improve the quality of her agricultural activities and achieve higher yields in line with her expectations. As her farming operations grew, her family’s livelihood improved significantly, enabling her to be able to purchase a motorcycle for her children to travel to school and to set aside savings for emergency needs. Notably, her loan repayments have been made consistently, reflecting her strong sense of responsibility and dedicated efforts.
The success story of Mrs. Phann Tina stands as strong evidence of how hard work, determination, and the effective use of financial opportunities provided by LOLC Cambodia can strengthen agricultural livelihoods and create a sustainable source of income to support a better quality of life for her family.
Mrs. Thida is a made-to-order food vendor located in Chek Village, Kiri Chong Kaoh Commune, Kiri Vong District, Takeo Province, about 2 kilometers from Tonloab Market
“For me, LOLC Cambodia does not only provide me with loans but also offers opportunities and support to help me build a better future. Through its loan products with suitable terms, LOLC Cambodia has played an important role in improving my livelihood and helping my family achieve a better quality of life,” said Ms. Morn Thida.
While most people take a break from work to enjoy lunch, Mrs. Thida is busy preparing meals for her customers. Mrs. Thida is a made-to-order food vendor located in Chek Village, Kiri Chong Kaoh Commune, Kiri Vong District, Takeo Province, about 2 kilometers from Tonloab Market. Her husband works as a purified water factory worker, and together they have one child who is currently in primary school and under their care.
While cooking for customers, Mrs. Thida shared that before receiving financial support from LOLC Cambodia, her family faced several challenges, particularly a lack of capital to expand her business. This shortage limited her household income and made it difficult to adequately cover daily living expenses and her child’s education.
To improve her family’s livelihood and increase household income, Mrs. Morn Thida decided to take three loan cycles from LOLC Cambodia to use as capital for business expansion. In 2021, she used the first loan of USD 2,180 to purchase a motorcycle for both business and family use. In 2022, she used the second loan of USD 5,000 to further expand her food business and improve service quality for customers. Later, in 2025, she used the third loan of USD 7,000 to continue developing and strengthening her business to achieve greater stability.
As a result of effectively utilizing this capital, Mrs. Thida’s made-to-order food business has grown significantly. It now generates higher income, helping to improve her family’s living conditions, ensure greater financial stability, and better support her child’s education.
Mrs. Cheng Sreytouch and her husband prepare fruits and steamed fish, loading them onto their own vehicle to sell door-to-door in villages and at local markets
Every early morning, Mrs. Cheng Sreytouch and her husband prepare fruits and steamed fish, loading them onto their own vehicle to sell door-to-door in villages and at local markets. This daily activity is their main livelihood, providing income to support their family.
Mrs. Sreytouch recalled that she was initially a farmer with a modest livelihood. She always dreamed of improving her family’s living conditions, achieving business stability, and securing a steady income to support the education of her two children so they could succeed in the future. Therefore, she and her husband decided to seek a new livelihood to pursue their dreams by utilizing loans from LOLC Cambodia as financial support to establish their new business.
With a warm and genuine smile, Mrs. Sreytouch shared her experience of using loan services from LOLC. In 2014, she applied for a loan of USD 3,000 to purchase a motorcycle for family use. Later, in 2018, she obtained a loan of USD 15,000 as capital to start a business selling fruits and steamed fish, as well as to purchase a vehicle to support this new venture. After successfully repaying the loan in full, in 2025 she decided to apply for another loan of USD 25,000 to further support her business. Part of this loan was also used to improve her home for greater comfort and to purchase a plot of farmland.
Through the proper use and effective management of these loans, her family’s living conditions have significantly improved. Her business has grown stronger, her income has become more stable, and she is now able to fully support her children’s education in line with her long-held aspirations.
The success story of Mrs. Cheng Sreytouch is a clear example of perseverance, seizing opportunities, and choosing the right financial partner, which ultimately helped turn her dreams into reality.
Mr. Choeng Chan decided to pursue his career in business, selling educational and office supplies
Shifting from a part time ESL teacher, Mr. Choeng Chan decided to pursue his career in business, selling educational and office supplies, while also providing photocopying, photography, and wedding invitation printing services in Chong Samnay Village, Chrey Commune, Moung Ruessei District, Battambang Province.
Starting a business is never an easy journey, especially when it comes to initial capital, which is one of the most important factors in supporting the growth and development of any entrepreneur’s business. For this reason, Mr. Chan chose LOLC Cambodia as his financial partner to support his journey in strengthening and further developing his business.
It is worth noting that Mr. Chan applied for his first loan in the amount of USD 3,000 from LOLC Cambodia to purchase a printer to support his new wedding invitation printing business. Subsequently, he utilized a second loan of USD 14,000 to purchase additional educational and office supplies for sale.
After observing the strong growth of his business, Mr. Chan was further motivated to apply for a third loan of USD 16,600 to open an additional new shop selling educational and office supplies.
Today, Mr. Chan’s business receives strong support from both existing and new customers. This demonstrates that financial support from LOLC Cambodia has truly provided Mr. Chan with opportunities to expand and establish additional businesses, helping to increase income sources and improve his family’s standard of living.
Mr. Sror Piseth is a professional motorcycle mechanic who has been in this line of work for many years, while his wife is employed as a factory worker
Located in Preaek Pok Village, Preaek Sdei Sangkat, Sampeou Poun City, Kandal Province, residents are busily engaged in their respective professions. Among them, Mr. Sror Piseth is diligently repairing motorcycles for customers with skill and great attention to detail. Mr. Sror Piseth is a professional motorcycle mechanic who has been in this line of work for many years, while his wife is employed as a factory worker.
Thanks to his intelligence and professional expertise in motorcycle repair, Mr. Piseth decided to seize the opportunity for growth by applying for four loan cycles from LOLC Cambodia to expand his motorcycle repair service and purchase additional spare parts.
Mr. Piseth has been using loans since 2017. His first loan amounted to USD 3,000, the second USD 10,000, the third USD 10,500, and the fourth USD 10,500, all for business expansion. In addition, part of his third loan was used to purchase a motorcycle to ease his wife’s transportation for commuting to work.
With a warm smile, Mr. Piseth expressed his confidence in choosing loans from LOLC Cambodia as a correct and secure option. These loans have played a significant role in helping his business grow, become more stable, and stronger, while also improving his family’s standard of living and increasing household income.
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