Client Success Story

    Mrs. Thoeun Tha is the owner of a small restaurant, and her husband, Mr. Pou Khat Chea, works as a soil-transport truck driver

    Mrs. Thoeun Tha is the owner of a small restaurant, and her husband, Mr. Pou Khat Chea, works as a soil-transport truck driver. They live in Kancham Village, Kancham Commune, Pea Reang District, Prey Veng Province. They have three children, two daughters and one son. Currently, their eldest daughter is studying at university, while their son and youngest daughter are in high school. Though she’s busy preparing food, Mrs. Tha happily and warmly shared some of her experiences regarding the growth of her business. She explained that being able to cook delicious food alone is not enough to attract customers; it must be combined with proper hygiene, good food presentation, and an organized, appealing shop layout. Mrs. Tha added that behind the success of her restaurant is the support she received through loans from LOLC Cambodia, which she used as capital to improve and organize her shop. She has taken two loan cycles to expand her business, her first loan of USD 2,000 in 2021 and her second loan of USD 4,000 in 2023, both used to beautify and upgrade her restaurant for more comfort and convenience. Using the loans to expand the business has helped her not only retain her existing customers but also attract many new ones, resulting in a steady increase in her income. Thanks to this growth, Mrs. Tha is now able to fully support her children’s education, helping them pursue higher studies as she always hoped, while also ensuring a happier and more prosperous life for her family.
    Mr. Yoeun Sokun is a wholesaler engaged in the production and distribution of purified drinking water, based in Ampil Teuk Village, Kampong Phnum Commune, Leuk Daek District, Kandal Province

    While living under his parents’ roof, Mr. Yoeun Sokun always dreamed of growing his business so that he could one day build a home of his own and see his family’s living conditions improve. Mr. Yoeun Sokun is a wholesaler engaged in the production and distribution of purified drinking water, based in Ampil Teuk Village, Kampong Phnum Commune, Leuk Daek District, Kandal Province. With more than seven years of experience in the purified water production business, Mr. Sokun has developed a clear understanding of how to manage his business. He also identified several challenges that hindered his business growth, including limited production space, insufficient capacity to deliver water to customers, and a lack of reserve capital to ensure business stability. To maintain stability and strengthen the sustainable growth of his business, Mr. Sokun sought a reliable financial partner to support his business development. Upon receiving recommendations from a neighboring LOLC Cambodia customer and recognizing the suitability and advantages of LOLC Cambodia’s loan products, he decided to utilize LOLC Cambodia loans in two consecutive cycles, which he continues to use to this day. In 2023, Mr. Sokun took his first loan of USD 15,000 to expand his purified water production facility and to set aside part of the funds as working capital reserves. After recognizing the strong potential for future growth, Mr. Sokun proceeded to take a second loan in 2025 in the amount of USD 20,000 to purchase a vehicle, further strengthening and expanding his purified water delivery services to reach a wider customer base. Through the effective use of these loans, Mr. Sokun has observed clear business growth, enabling him to increase his household income and improve his family’s overall living standards. Most notably, he has been able to build a comfortable home of his own and maintain sufficient financial reserves to ensure business stability and support the long-term development of his enterprise.
    Mrs. Chompa runs a business selling herbicides and beverages, while her husband, Mr. Ream Khan, works as a rice and cassava farmer in Thmar Puok District, Banteay Meanchey Province.

    As a family filled with hope, big dreams for a better life, and strong determination, Mrs. Thery Chompa and her husband, Mr. Ream Khan, have successfully expanded their business and livelihood, achieving impressive progress and growth. Mrs. Chompa runs a business selling herbicides and beverages, while her husband, Mr. Ream Khan, works as a rice and cassava farmer in Thmar Puok District, Banteay Meanchey Province. Starting from a small business with limited stock, Mrs. Chompa recognized the potential in retail store and decided to expand her business with financial support from LOLC Cambodia in 2023. She applied for a loan of USD 7,000 to increase her inventory to better meet customer demand and to purchase additional cassava farmland for her husband’s farming activities. Later, in 2024, Mrs. Chompa and Mr. Khan took a second loan of USD 5,000 as additional capital to further expand their business and buy more cassava farmland. Through their hard work and smart, efficient use of the loan, Mrs. Chompa’s business has become more successful, while Mr. Khan’s farming activities have also produced a satisfying level of output. Mrs. Chompa explained that using the loan from LOLC Cambodia provided their family with sufficient capital to develop both their business and their livelihood. They were able to purchase additional goods for sale and expand their farmland even further. As a result of this progress, the family’s income has increased significantly, giving them enough working capital for both the business and farming activities. This also enabled them to make regular and timely repayments to LOLC Cambodia, while improving their overall household well-being.
    Mr. Bunna is the owner of a grocery shop and a small gas station located in Phnom Sruoch District, Kampong Speu Province

    Mr. Khi Bunna is a former factory worker who never gave up on his dream of becoming a business owner. Through determination and hard work, Mr. Bunna was able to turn his dream into reality by successfully starting his own business. Today, he is the owner of a grocery shop and a small gas station located in Phnom Sruoch District, Kampong Speu Province. With a long-term vision, Mr. Bunna continues to regularly improve and further develop his business. In 2019, after a careful consideration, Mr. Bunna chose LOLC Cambodia as his financial partner and obtained his first loan of USD 8,000 to expand his grocery shop and renovate his home. Later, in 2023, he applied for a second loan of USD 13,000 to further strengthen his business by increasing grocery stock and purchasing additional fuel for storage. Over four years of utilizing loans from LOLC Cambodia, Mr. Bunna’s businesses have experienced significant growth, resulting in increased income and improved living conditions for his family. He further shared that the prompt services and attentive advice provided by LOLC Cambodia staff gave him strong confidence in using the loans to develop his business. Mr. Khi Bunna is extremely pleased to see his grocery business and small gas station continue to grow, enabling him to meet the needs of existing customers while also attracting new customers within the community. This success clearly demonstrates that having a reliable financial partner is a key factor in strengthening business stability and long-term sustainability.
    Mr. Yuth Rasmey has persevered through many challenges to successfully expand his small agricultural business

    Starting as a small-scale rubber and rice farmer in Chanmul village, Chanmul commune, Memot district, Tboung Khmum province, Mr. Yuth Rasmey has persevered through many challenges to successfully expand his small agricultural business. He has purchased several additional hectares of land to grow various crops, including mango, durian, and pepper. In addition, Mr. Rasmey has also started a new grocery business at his home using the remaining loan amount. Behind all of Mr. Yuth Rasmey’s success stands a trusted financial partner who has continuously supported his journey, LOLC (Cambodia). LOLC (Cambodia) has provided him with the necessary financial assistance to expand and improve his small-scale farming operations. To date, Mr. Rasmey has taken three loan cycles from LOLC (Cambodia). His first loan of USD 10,000 in 2022 was used to expand his rubber plantation and purchase additional land for mango farming. The second and third loans were used to buy land for durian and pepper cultivation, and a portion of the funds also helped him start his new wholesale business at home. Over the years, with financial support from LOLC (Cambodia), Mr. Rasmey has achieved impressive results. His farms have yielded abundant harvests, allowing him to sell more produce to traders and supply more goods to people in his community. This growth has doubled his income compared to before receiving loans from LOLC (Cambodia). Today, Mr. Yuth Rasmey maintains strong financial stability within his family. He expressed his trust and appreciation toward LOLC (Cambodia), recognizing it as a financial institution that truly cares about the progress of its clients, employs highly professional staff, and provides fast and efficient services. He also thanked LOLC (Cambodia) for its affordable loan products and excellent customer service, which have supported the expansion of his farming and grocery business, helping him improve his livelihood and achieve a better quality of life.