Mrs. Sim Soklai, who resides in Veal Kanseng Village, Kampong Damrei Commune, Chhloung District, Kratie Province
Through hard work and well-planned business management, Mrs. Sim Soklai, who resides in Veal Kanseng Village, Kampong Damrei Commune, Chhloung District, Kratie Province, has built a significant source of income for her family through agricultural activities, including cashew and cassava cultivation, as well as operating a grocery store. She has accumulated seven years of experience in growing cashew and cassava crops, while her grocery business was recently established to diversify her family’s income sources and meet the daily needs of customers within the community.
As her business continued to grow, Mrs. Soklai chose LOLC Cambodia as her financial partner to provide capital for investing in her agricultural activities. Since 2021, she has obtained a total of four loan cycles from LOLC Cambodia, which she used to purchase agricultural fertilizers, cassava cuttings, and cover land preparation costs. She also used the financing to expand her grocery business. By utilizing the funds in a timely and targeted manner, Mrs. Soklai has been able to better manage and maintain her crops. The financing has also enabled her to gradually expand her cultivated land area and continuously improve the quality and productivity of her harvests.
Mrs. Sim Soklai shared, “Receiving adequate and timely financing from LOLC Cambodia combined with effective financial management and continuous dedication has enabled me to continue developing my agricultural activities and diversify my family’s income through the establishment of a new grocery business. This has helped generate additional income while also providing essential goods to customers in the community.”
Mrs. Phai Leak, a clothing and cosmetic seller from Kang Cham Village, Kang Cham Commune, Thala Barivat District, Stung Treng Province
“I would like to express my gratitude to LOLC Cambodia for providing me with financial support as working capital, along with financial advice that has helped me manage my cash flow properly and continuously grow my business,” said Mrs. Phai Leak, a clothing and cosmetic seller from Kang Cham Village, Kang Cham Commune, Thala Barivat District, Stung Treng Province.
For more than 10 years, Mrs. Leak has worked hard running a small retail business selling a variety of products, including clothing, cosmetics, and grocery items. In addition, she also raises pigs as another source of income.
Due to the favorable location of her business, which is situated far from the market, her shop has received strong support from many customers in the local area. To better meet customer demand, Mrs. Leak decided to expand her business through initial financial support from LOLC Cambodia in 2018. The loan was used to increase her working capital and purchase more stock, including clothing, cosmetics, and grocery items. After seeing positive business growth and improved operations, she continued to use additional loan cycles to further develop her business up to the present day.
Through the effective use of the loan, Mrs. Phai Leak has developed even greater trust in LOLC Cambodia, as the financial assistance provided through its loans has helped her business grow, better satisfy customer needs, increase her income, and improve her family’s living standards.
Mrs. Theuk Pheuy is a mixed-vegetable farmer whose farm is in Popis Village, Krabei Riel Commune, Siem Reap District, Siem Reap Province
From dawn until dusk, Mrs. Theuk Pheuy spends her time on her farm, carefully tending to her crops to ensure that the vegetables produce sufficient yields and maintain high quality for market supply.
Mrs. Theuk Pheuy is a mixed-vegetable farmer whose farm is in Popis Village, Krabei Riel Commune, Siem Reap District, Siem Reap Province. Driven by her passion for farming, she continues to pursue this occupation despite the challenges and physical demands it often entails. With determination and dedication, Mrs. Pheuy has steadily expanded and improved her farming business over the years, supported by financial assistance from LOLC Cambodia.
In the beginning, as market demand for vegetables continued to grow, Mrs. Pheuy chose LOLC Cambodia as her financial partner to expand her farming business. In 2015, she obtained her first loan of KHR 2 million to purchase vegetable seeds and additional farming equipment, which helped improve her cultivation activities. After achieving positive results, she applied for a second loan of KHR 3 million in 2017 to expand her cultivation area and diversify the types of vegetables she grew. In 2018, she secured a third loan of USD 6,000 to purchase additional farmland, marking a significant turning point that enabled her to increase production and supply vegetables to the market more consistently. By 2024, after the income from her business had become more stable, she applied for a fourth loan of USD 22,000 to purchase residential land and build a new, comfortable home for her family.
Through the proper use of loans and effective financial management, Mrs. Theuk Pheuy's farming business has grown significantly, making her one of the key vegetable suppliers in her local community. Her story clearly demonstrates that hard work, determination, and responsible use of financing can improve livelihoods and create a brighter future for individuals and their families.
Mrs. San Chhoeun and her husband reside in Trapaeng Thom Village, Lumtong Commune, Anlong Veaeng District, Oddar Meanchey Province
Mrs. San Chhoeun and her husband reside in Trapaeng Thom Village, Lumtong Commune, Anlong Veaeng District, Oddar Meanchey Province. Through the productive use of loans, effective financial management, and their dedication to their livelihoods, Mrs. Chhoeun and her family have steadily improved their living conditions over the years. Currently, the family earns income from operating a noodle and soup business and engaging in both wholesale and retail pork sales as well as cassava and cashew cultivation.
Mrs. San Chhoeun chose LOLC Cambodia as a key financial partner to support her agricultural activities and business investments starting in 2017. She utilized her first loan cycle of KHR 12,000,000 to purchase an additional 2 hectares of farmland for cassava cultivation. Later, in 2024, she obtained a second loan cycle of KHR 28,000,000, which was used to purchase agricultural fertilizers, and additional cassava planting materials, enabling her to expand cultivation across her 8 hectares of land.
In 2025, Mrs. Chhoeun continued with a third loan cycle of KHR 40,000,000 to purchase fertilizers and pesticides for her cashew and cassava crops, while further expanding cultivation to increase her sources of income. By 2026, seeing the continued growth of her businesses, she utilized a fourth loan cycle of KHR 80,000,000 to expand her noodle and soup business, increase her wholesale and retail pork sales operations, and purchase a tractor to improve the efficiency of her farming activities.
Today, Mrs. San Chhoeun’s businesses have grown significantly and generate stable income, enabling her family to maintain a better standard of living while continuing to invest in future business expansion. Mrs. Chhoeun firmly believes that choosing LOLC Cambodia as her financial partner has played an important role in supporting the growth of her businesses and contributing to the continuous improvement of her family’s livelihood.
Mrs. Yom Saray, the owner of a grocery store in Svay Chek District, Banteay Meanchey Province
“I am truly delighted that my business has grown to where it is today. LOLC Cambodia has provided me with financial support through loans which has given me the opportunity to expand my business and increase my family’s income,” said Mrs. Yom Saray, the owner of a grocery store in Svay Chek District, Banteay Meanchey Province. For Mrs. Saray, her success today is the result of more than eight years of hard work, perseverance, and determination.
When she first started, Mrs. Saray’s business was only a small grocery stall with a limited variety of products and modest income. Despite facing financial challenges, she remained committed to improving her family’s livelihood and firmly believed in her business.
Through recommendations from relatives and family members, Mrs. Saray became familiar with LOLC Cambodia and chose it as her financial partner to support the expansion of her business. In 2017, she received her first loan to increase her inventory. As her business continued to grow, she obtained a second loan in 2019 and a third loan in 2022 to further expand the business and diversify the range of products available to customers. Later, in 2025, she received an additional loan to increase stock levels and meet the growing demand of her customers.
Through the productive use of loans, effective financial management, and her unwavering dedication, Mrs. Saray’s business has achieved continuous growth. What began as a small grocery stall with limited merchandise has evolved into a well-stocked shop offering a wide variety of products and serving many customers within the community. At the same time, her family’s income has increased significantly, helping to improve their living standards and strengthen their financial stability.
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