Mrs. Song Srey On after using a loan from LOLC Cambodia to expand her laundry business, which is in Trapeang Areaks village, Ovlaok commune, Kamboul district, Phnom Penh city
This is the story of Mrs. Song Srey On after using a loan from LOLC Cambodia to expand her laundry business, which is in Trapeang Areaks village, Ovlaok commune, Kamboul district, Phnom Penh city. With the determination to improve her family’s living conditions and to build a better future for their young son, she and her husband have worked hard together to earn an income, regardless of the difficulties and exhaustion.
After operating her laundry business for the past three years, Mrs. Srey On wished to expand her business further so that she could serve more customers. However, the lack of capital became a major obstacle, preventing her from achieving these goals, as she did not have sufficient funds to purchase additional equipment and necessary materials for the business.
Confident in the potential of her business, Mrs. Srey On decided to choose LOLC Cambodia as her financial partner. In 2023, she applied for her first loan of USD 2,000 to renovate and expand her business premises. Then, in 2024, she applied for an additional loan of USD 5,000 to further expand and strengthen her business operations.
The proper use of the loans significantly contributed to more effective financial management and clearly improved both her business and her family’s living conditions. These achievements have given her hope to create additional sources of income in the future and to provide a better education for her son with confidence.
Finally, Mrs. Srey On added that LOLC Cambodia’s financial services will remain her first choice to support the continued growth of her business and the improvement of her family’s quality of life in the future.
Ms. Tang Sokvorleak’s men’s clothing shop, named “Ani Mode”, is in Phum Ti Pir Village, Veal Vong Sangkat, Kampong Cham City, Kampong Cham Province
“In the past, I did not have sufficient capital to properly support and improve my business operations. As a result, I was unable to stock enough clothing or offer a wide variety of products to meet customer demand.” said Ms. Tang Sokvorleak, the owner of a men’s clothing shop.
Ms. Tang Sokvorleak’s men’s clothing shop, named “Ani Mode”, is in Phum Ti Pir Village, Veal Vong Sangkat, Kampong Cham City, Kampong Cham Province, approximately one kilometer from the Kampong Cham Night Market.
In response to the challenges mentioned above, Ms. Sokvorleak decided to seize the opportunity to develop her business by choosing LOLC Microfinance Institution as her financial partner.
After using LOLC Cambodia’s loans for a period, Ms. Sokvorleak observed clear improvements and growth in her business. Currently, her shop offers a wide range of new, trendy, and fashionable clothing styles that appeal to both existing and new customers, leading to a steady increase in sales.
“The loans I received from LOLC Cambodia have played a significant role in improving my family’s livelihood and driving the clear growth of my business,” said Ms. Tang Sokvoleak.
Mrs. Men Sreythim, 40 years old, is a grocery retailer located in Angk Romeas Village, Chongruk Commune, Kong Pisei District, Kampong Speu Province
With the dream of seeing her family live a better life and have a stable income, Mrs. Men Sreythim decided to seize the opportunity to grow her business by receiving financial support from LOLC Cambodia. Mrs. Men Sreythim, 40 years old, is a grocery retailer located in Angk Romeas Village, Chongruk Commune, Kong Pisei District, Kampong Speu Province.
In 2015 and 2017, she decided to use her first loan amounted to USD 6,000 and the second loan amounted to USD 7,500 from LOLC Cambodiato invest in purchasing farmland as an asset, with the plan to sell it in the future when the land value increases.
After fully repaying the second loan in 2025, Mrs. Sreythim applied for a third loan of USD 7,000 to expand her grocery business, diversify the range of products, and purchase a three-wheeled motorcycle to facilitate her business operations as well as support her family’s daily transportation needs. As a result, her business has grown significantly, her income has steadily increased, and her livelihood has become more stable.
Through disciplined financial management and clear planning, Mrs. Sreythim has been able to save money for risks and emergencies, better support her family’s living conditions, and fully provide for her children’s education. Her story clearly demonstrates that hard work combined with appropriate financial support can turn dreams into reality and build stronger financial stability for a family.
Ms. Phann Tina is a farmer who cultivates a wide variety of vegetables, including bottle gourd, cucumber, luffa gourd, and lotus, etc. Her farm is in Chheu Teal Phluoh Village, Svay Ampear Commune, Mukh Kampul District, Kandal Province
Financial support from LOLC Cambodia has played a vital role in improving the quality of life of Mrs. Phann Tina. At the age of 38, Ms. Phann Tina is a farmer who cultivates a wide variety of vegetables, including bottle gourd, cucumber, luffa gourd, and lotus, etc. Her farm is in Chheu Teal Phluoh Village, Svay Ampear Commune, Mukh Kampul District, Kandal Province.
Mrs. Tina shared that she has utilized a total of five loan cycles from LOLC to date. In 2021, she applied for her first loan amounting to USD 15,000 to strengthen her agricultural activities and improve her home, making it more comfortable, safe, and suitable for her family’s living conditions. Subsequently, in 2023, she applied for a second loan of USD 20,000 to purchase two cows for meat production and one tricycle to generate additional income.
Thereafter, Mrs. Tina continued to apply for her third loan of USD 2,000, followed by her fourth loan of USD 2,050 and her fifth loan of USD 3,000. These funds were invested in the purchase of one power tiller, one vegetable transport trailer, three water pumps, as well as additional vegetable seeds and agricultural fertilizers, to support the expansion of her agricultural production.
Through the financial support from LOLC Cambodia, Mrs. Tina was able to improve the quality of her agricultural activities and achieve higher yields in line with her expectations. As her farming operations grew, her family’s livelihood improved significantly, enabling her to be able to purchase a motorcycle for her children to travel to school and to set aside savings for emergency needs. Notably, her loan repayments have been made consistently, reflecting her strong sense of responsibility and dedicated efforts.
The success story of Mrs. Phann Tina stands as strong evidence of how hard work, determination, and the effective use of financial opportunities provided by LOLC Cambodia can strengthen agricultural livelihoods and create a sustainable source of income to support a better quality of life for her family.
Mrs. Thida is a made-to-order food vendor located in Chek Village, Kiri Chong Kaoh Commune, Kiri Vong District, Takeo Province, about 2 kilometers from Tonloab Market
“For me, LOLC Cambodia does not only provide me with loans but also offers opportunities and support to help me build a better future. Through its loan products with suitable terms, LOLC Cambodia has played an important role in improving my livelihood and helping my family achieve a better quality of life,” said Ms. Morn Thida.
While most people take a break from work to enjoy lunch, Mrs. Thida is busy preparing meals for her customers. Mrs. Thida is a made-to-order food vendor located in Chek Village, Kiri Chong Kaoh Commune, Kiri Vong District, Takeo Province, about 2 kilometers from Tonloab Market. Her husband works as a purified water factory worker, and together they have one child who is currently in primary school and under their care.
While cooking for customers, Mrs. Thida shared that before receiving financial support from LOLC Cambodia, her family faced several challenges, particularly a lack of capital to expand her business. This shortage limited her household income and made it difficult to adequately cover daily living expenses and her child’s education.
To improve her family’s livelihood and increase household income, Mrs. Morn Thida decided to take three loan cycles from LOLC Cambodia to use as capital for business expansion. In 2021, she used the first loan of USD 2,180 to purchase a motorcycle for both business and family use. In 2022, she used the second loan of USD 5,000 to further expand her food business and improve service quality for customers. Later, in 2025, she used the third loan of USD 7,000 to continue developing and strengthening her business to achieve greater stability.
As a result of effectively utilizing this capital, Mrs. Thida’s made-to-order food business has grown significantly. It now generates higher income, helping to improve her family’s living conditions, ensure greater financial stability, and better support her child’s education.
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