Ratings

LOLC (Cambodia) continues to score a strong social and institutional rating for 2025.

Social Rating 2025

LOLC (Cambodia) Plc., one of the leading deposit-taking institutions in Cambodia, is honored to announce the achievement of a high Social Rating score of “Σα-”, awarded by M-CRIL (Micro-Credit Ratings International Ltd.) in November 2025. This Social Rating reflects a comprehensive assessment of the Company across key dimensions, including Governance and Strategy, Social Reporting, Human Resources, Responsibility to Staff, Client Protection, Depth of Outreach, and the Quality of Products and Services. The result highlights LOLC’s strong commitment to social performance and responsible financial inclusion.

Microfinance Institutional Rating 2025

Alongside this achievement, LOLC is proud to announce another significant milestone that earning a high grade of “α” in the Institutional Rating in July 2025. This rating reflects a comprehensive assessment of the Company across key areas, including Governance & Strategy, Organization & Management, and Financial Performance. The “α” grade is recognized as a high rating, underscoring LOLC’s strong institutional capacity, sound management practices, and overall financial performance.

Client Protection Certification 2025

In November 2025, LOLC received Gold Level of Client Protection Certification (CPC) that align with the Cerise+SPTF CP Certification Framework from M-CRIL (Micro-Credit Ratings International Ltd) and the certificate is secured by November 2028. This recognition reflects nearly a decade of our unwavering commitment since 2015 to delivering fair, transparent, and responsible financial services. As one of Cambodia’s leading MDIs in client protection practices, LOLC remains dedicated to upholding the highest standards and ensuring the well-being and trust of every client we serve.

Microfinance Institutional Rating 2023

Alongside this achievement, LOLC is proud to announce another significant milestone that earning a high grade of “α Medium” in the Institutional Rating in January 2023. This rating reflects the Company’s strong outlook for financial sustainability. The Company maintains strong and stable fundamentals. The assessment covered key dimensions of External Context, Governance and Strategy, Systems and Controls, Financial Profile, and Portfolio.

SOCIAL RATING 2023

LOLC (Cambodia) Plc., one of the leading deposit-taking institutions in Cambodia, has the honor of achieving a high Social Rating score of BB+ from a Microfinanza evaluation completed in February 2023. The Social Rating methodology was used to assess the company through various criteria such as Social Performance Management System, Client Protection and Social Responsibility, Outreach, and Quality of the Services.

Social Rating 2020

LOLC was awarded a “sBB+” Social Rating by MicroFinanza Rating in February 2020. The rating reflected the Company’s adequate social performance management and client protection systems, together with satisfactory alignment with its social mission. The assessment covered key dimensions of social performance, including Social Performance Management, Client Protection, Responsibility, Outreach, and Quality of the services.

Microfinance Institutional Rating 2020

On January 2020, LOLC received a A Microfinance Institutional Rating with a Stable Outlook from MicroFinanza Rating. This rating reflects the Company’s strong capacity to manage risks effectively. The Company maintains strong and stable fundamentals. The assessment covered key dimensions of Market and Regulation, Governance and Strategy, Profitability and Efficiency, Solvenc

Microfinance Institutional Rating 2017

Alongside this achievement, LOLC is proud to announce another significant milestone that earning a high grade of “A-” in the Institutional Rating in June 2017. This rating reflects the Company’s strong capacity to manage risks effectively. The Company maintains strong and stable fundamentals, supported by good client protection systems.

Social Rating 2014

Thaneakea Phum (Cambodia) Ltd. was awarded a “BB” Social Rating by MicroFinanza Rating on 27 January 2014. The rating reflected the Company’s adequate social performance management and client protection systems, together with satisfactory alignment with its social mission. The assessment covered key dimensions of social performance, including client protection and social responsibility, outreach, and the quality of products and services.

Microfinance Institutional Rating 2014

On 28 January 2014, Thaneakea Phum (Cambodia) Ltd. received a BBB+ Microfinance Institutional Rating with a Stable Outlook from MicroFinanza Rating. The assessment recognized the institution\'s sound performance across key areas, including mission, governance and strategy, systems and controls, asset quality and structure, capital adequacy and asset-liability management, and financial and operational results. The rating reflected the Company\'s solid institutional framework, effective management systems, and commitment to serving its target clients while maintaining sustainable operations.

LOLC (Cambodia) Plc. has been serving Cambodian public and society for over 32 years, and has been recognized by both local and international financial authorities. Our products and services are committed to improving the livelihood of Cambodian customers.

#666B, Street 271, Kbal Tumnub Muoy Village, Sangkat Boeng Tumpun 2, Khan Mean Chey, Phnom Penh, Cambodia.