Ratings

LOLC (Cambodia) continues to score a strong social and institutional rating for 2023

Microfinance Institutional Rating

Alongside this achievement, LOLC is proud to announce another significant milestone—earning a high grade of “α” in the Institutional Rating. This rating reflects a comprehensive assessment of the Company across key areas, including Governance & Strategy, Organization & Management, and Financial Performance. The “α” grade is recognized as a high rating, underscoring LOLC’s strong institutional capacity, sound management practices, and overall financial performance.

Client Protection Certification 2025

In November 2025, LOLC received Gold Level of Client Protection Certification (CPC) that align with the Cerise+SPTF CP Certification Framework from M-CRIL (Micro-Credit Ratings International Ltd) and the certificate is secured by November 2028. This recognition reflects nearly a decade of our unwavering commitment since 2015 to delivering fair, transparent, and responsible financial services. As one of Cambodia’s leading MDIs in client protection practices, LOLC remains dedicated to upholding the highest standards and ensuring the well-being and trust of every client we serve.

SOCIAL RATING 2023

LOLC (Cambodia) Plc., one of the leading deposit-taking institutions in Cambodia, has the honor of achieving a high Social Rating score of BB+ from a Microfinanza evaluation completed in February 2023. The Social Rating methodology was used to assess the company through various criteria such as Social Performance Management System, Client Protection and Social Responsibility, Outreach, and Quality of the Services.

INSTITUTIONAL RATING 2023

At the same time of this accomplishment, LOLC has also achieved another high grade of “α medium” scoring in the Institutional Rating. The Institutional Rating methodology was used to assess the company through various criteria such as External Context, Governance and Strategy, Systems and Controls, Financial Profile, and Portfolio Quality. The grade of “medium” from Institutional Rating is consider a high grade.

CLIENT PROTECTION CERTIFICATION (CPC)

In 2022, LOLC received Gold Level of Client Protection Certification from Cerise and SPTF and the certificate is secured by February 2025. This verifies that LOLC Cambodia always protects and supports clients to financially grow their businesses through efficient and sustainable financial services.

LOLC (Cambodia) Plc. has been serving Cambodian public and society for over 30 years, and has been recognized by both local and international financial authorities. Our products and services are committed to improving the livelihood of Cambodian customers.

#666B, Street 271, Kbal Tumnub Muoy Village, Sangkat Boeng Tumpun 2, Khan Mean Chey, Phnom Penh, Cambodia.