Income from various sources, combined with proper financial support, has led to stable, strong, and secure financial management for Mrs. Chheak Sin’s family.
Mrs. Sin is a food vendor and grocery seller. In addition to these jobs, she is also a farmer and pig raiser, residing in Pongro Ta Lei Village, Ampil Commune, Banteay Ampil District, in Oddar Meanchey Province.
Mrs. Sin shared with LOLC Cambodia that her income has increased significantly from the four occupations mentioned above, thanks in part to LOLC Cambodia’s loans. She made sound decisions and had clear plans for utilizing the loans effectively, which has brought significant improvements and growth to her family’s livelihood.
She added that she had been aware of LOLC Cambodia’s loan products for a long time and decided to seek consult and use the loans for three consecutive cycles. Mrs. Sin revealed that she applied for her first loan in 2022 to buy more inventory for her grocery-selling business. Later, she took a second loan in 2023 to build two Khmer cottages (ខ្យុស) to accommodate guests in her food business, and a portion of the loan was used to start a new business: buying pigs for raising and selling. The most recent loan was requested to expand the purchase of farming supplies to double crop yields, while the remaining amount was used to purchase an additional grocery-selling inventory in 2024.
Ms. Sin’s story highlights how LOLC Cambodia’s loans have played a crucial role in strengthening and growing clients’ businesses, as well as enhancing their family’s income-generating capacity, ultimately improving their overall quality of life.
I envision a bright future for my children, encompassing quality education, and stable employment. These aspirations are my primary goals.
"I envision a bright future for my children, encompassing quality education, and stable employment. These aspirations are my primary goals. I extend my gratitude to LOLC Cambodia for their invaluable guidance in helping me achieve these dreams." - Remarks by Mrs. Sao Kim.
Mrs. Sao Kim, a farmer in Hong Tuek Village, Barang Thleak Commune, Phnum Proek District, Battambang Province, cultivates corn, cassava, and chili. Despite her ambitions to expand her farm, financial constraints posed significant challenges. Nevertheless, her determination was invigorated by the success stories of LOLC’s clients.
In 2021, Mrs. Sao Kim became a client of LOLC Cambodia. She utilized her initial loan to enhance her crop yields and purchase essential farming tools. Over four loan cycles, she witnessed substantial business growth with each term.
A testament to her success, Mrs. Kim successfully increased the yield of her corn, cassava, and chilli crops, leading to a significant rise in her income. This progress also enabled her to upgrade her wooden house into a beautiful masonry home. Her journey exemplifies how prudent loan utilization can lead to a better life.
With financial solution from LOLC Cambodia, Mrs. Prum Soleaphea’s restaurant has continued to thrive, aligning with her goal of providing a stable livelihood for her family.
With financial solution from LOLC Cambodia, Mrs. Prum Soleaphea’s restaurant has continued to thrive, aligning with her goal of providing a stable livelihood for her family.
Mrs. Soleapheais the owner of the "Sraem Phum Khnhum" restaurant in Preah Vihear province. Due to the strong support from her customers for her cooking skills, the limited space in her shop restricted the number of guests she could accommodate. To address this, she sought financial solution from LOLC Cambodia. With the loan, she expanded the restaurant, making it larger and more aesthetically appealing to attract more customers and boost revenue. Additionally, she applied for another loan to purchase a plot of land to build a house for her family.
Mrs. Soleaphea shared that, through recommendations from other LOLC Cambodia clients, she became interested in learning more about loan products. Her initial interaction with LOLC staff, marked by their friendliness and professionalism, left a positive impression and deepened her understanding of the services offered.
Drawing from her experience with previous loans, Mrs. Soleaphea expressed her gratitude to LOLC Cambodia for their role in her business success.
Shared her success story in utilizing a loan for its intended purpose and managing it effectively
As she prepared items for sale, Mrs. Yon Vanki, smiling with satisfaction, shared her success story in utilizing a loan for its intended purpose and managing it effectively. With the support of a loan from LOLC Cambodia, she was able to expand her business to include the sale of vegetables, fish, and meat, in addition to her existing grocery and skincare operations, which led to a significant increase in her income.
Mrs. Vanki, a 28-year-old skilled business woman from Stueng Touch Village, Kak Commune, Ponhea Kraek District, Tboung Khmum province, utilized additional capital from LOLC Cambodia to further expand her sales potential and better serve the needs of her community. Impressed by the quality of products and prompt service from LOLC Cambodia, she also secured an additional loan to purchase farmland.
Mrs. Vanki expressed that the loan from LOLC Cambodia has significantly improved her family’s quality of life, enabling her to run a successful new business and increase the family’s income, all while fostering strong relationships within the community.
My family’s primary source of income comes from tapping rubber, which has provided us with sufficient means to support our household
“My family’s primary source of income comes from tapping rubber, which has provided us with sufficient means to support our household,” said Mrs. Un Lang, a resident of Prey Toteung village, Krek commune, Ponhea Krek district, Tbong Khmum province. She added that while she aspires to build a new house and purchase rubber farmland, her current savings have not yet made it possible to realize this dream soon.
Mrs. Lang is acutely aware of the challenges her family faces, living in a cramped, deteriorating house with few household necessities. Despite this, she has been unable to improve their situation due to her limited savings. However, after consulting with her sibling, she was introduced to the reliable loan products and services offered by LOLC Cambodia.
After thoroughly reviewing and understanding the loan conditions, Mrs. Lang decided to take action to improve her family’s quality of life. She initially used the loan to purchase land for building a new house. In 2022, she secured two additional loans to begin construction on her dream home. Most recently, she obtained a final loan to purchase rubber seedlings, further investing in her family’s future.
Mrs. Un Lang expressed her confidence in LOLC Cambodia, stating that their loans have truly met her needs, enabling her to enhance her family’s quality of life and achieve lasting prosperity.
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