A Saving Account offers clients an easy and simple way to Withdraw, Deposit, and Transfer money at any time and any place with no limitation. It is the best choice for clients who want to keep their money safe and also for those who need to use money daily. Open a saving account with LOLC now, you will be able to manage your cash flow and achieve your financial goal by reducing risk and cutting down any unnecessary expenses, thus increasing the efficiency of your cash management. Product Features: Currency Type: KHR, USD, THB Initial Deposit/Minimum Balance: Optional for initial balance Interest Payment: Interest is accrued daily and capitalized at every month end Account Type: Individual Account, Joint Account, Corporate Account Transaction Channel: At LOLC counter during business hours, Through iPay Cambodia, Though ATM Machine 24/7 under CSS Members, Through e-Banking/Internet Banking Withholding Tax: Resident 4%, Non-resident 14%, Bank/Microfinance/ Government 0% Saving Interest Rate: Individual/Non-Financial Institution: KHR/USD/THB, 3% Financial Institution: KHR/USD/THB, 1% Fee Charge: Request for new Savings Passbook (lost or damaged): 20,000, 5.00, 200 Request for Account Balance Confirmation: 20,000, 5.00, 200 Dormant account’s annual fee charge: 20,000, 5.00, 200 Request to Close Savings Account before one month after opening date: 20,000, 5.00, 200