Mrs. Heang Soknan is a wholesale and retail grocery business owner located in Chheu Bak Village, Boeng Nay Commune, Prey Chhor District, Kampong Cham Province
Mrs. Heang Soknan is a wholesale and retail grocery business owner located in Chheu Bak Village, Boeng Nay Commune, Prey Chhor District, Kampong Cham Province. Her grocery business has gained strong support from both nearby and distant customers thanks to its quality products, reasonable prices, and a wide variety of goods that meet customers’ needs.
What is the secret behind Mrs. Soknan’s business success? Let’s find out her experience!
Mrs. Soknan shared that in the beginning, she did not have sufficient capital to expand her business, which was a major challenge for her. However, a significant turning point came when she decided to use financial services from LOLC Cambodia.
To create opportunities for growth and business expansion, Mrs. Soknan has taken a total of five loan cycles from LOLC Cambodia to increase her inventory, ensuring a diverse range of products to meet the needs of both wholesale and retail customers.
It is also worth noting that the first loan was used to expand her business by purchasing additional grocery items. After seeing positive results from the business expansion, with increased sales, she continued to apply for subsequent loans up to the present. Later, she utilized loans up to five cycles to further expand her business and used part of the loan to improve her home, such as extending the house roof. This marked an initial step toward improving her family’s living conditions and overall well-being.
With responsibility and a clear plan for loan utilization, Mrs. Soknan successfully transformed her small shop into a larger, more stable, and growing business. She also expressed her satisfaction with LOLC Cambodia’s services, highlighting their fast service, financial management advice, and the confidence they provided to continue expanding her business and improving her family’s livelihood.
Mr. Kong Savat is a mobile phone seller and repair technician based in Phnom Penh
Mr. Kong Savat is a mobile phone seller and repair technician based in Phnom Penh. With over six years of experience in this business, he has faced challenges related to a lack of capital, which hindered his opportunities to expand his business. However, after receiving a loan and using it responsibly with a clear plan, his business has grown remarkably, as described by Mr. Savat below.
After learning about LOLC Cambodia through a friend in 2024, Mr. Savat decided to apply for his first loan to expand his mobile phone inventory and invest in modern repair equipment to better serve his customers. Later that same year, seeing rapid business growth and increasing customer support, he applied for a second loan to further increase his stock and improve the appearance of his shop, creating a more welcoming environment. By 2026, with thoughtful planning, he applied for a third loan to invest in building rental rooms, while also allocating part of the loan to expand his phone business. This decision proved to be a smart move in diversifying and increasing income for himself and his family.
From a small shop with limited stock, his business has grown into a well-stocked mobile phone store capable of meeting customer demand. Mr. Savat shared that using loans with a clear plan can truly improve both livelihood and business growth.
Mrs. Savoeun is the owner of a restaurant named “Chae Da Kravat Krong Restaurant,” located in Krous Village, Svay Dangkum Commune, Siem Reap City, Siem Reap Province
“I would like to express my sincere thanks to LOLC Cambodia for its financial support, which has been a crucial source of capital in helping my business grow and improve,” said Mrs. Vy Savoeun, expressing her strong confidence after using LOLC Cambodia’s services.
Mrs. Savoeun is the owner of a restaurant named “Chae Da Kravat Krong Restaurant,” located in Krous Village, Svay Dangkum Commune, Siem Reap City, Siem Reap Province. At 43 years old, she shared that before receiving a loan from LOLC Cambodia, her family lacked the capital needed to further expand their business, as well as sufficient means of transportation.
Recognizing the potential of their business, Mrs. Savoeun and her husband discussed and decided to seek additional financing from LOLC Cambodia. In 2022 and 2023, she utilized two loan cycles to expand the business by renovating the restaurant to make it more attractive and spacious, adding new equipment, and diversifying the menu to better serve her customers. In 2025, she also applied for an additional loan to purchase a new car to support family travel, making it more comfortable and safer.
Finally, Mrs. Savoeun added that the loans from LOLC Cambodia have significantly contributed to the growth of her business, increased her income, and improved her family’s living standards. The success story of Mrs. Vy Savoeun is a testament to how hard work, combined with the right financial support, can truly enhance business development and improve family livelihoods.
Mrs. Khoy Savet is the owner of “Che Vet 998 Restaurant,” located in Boeng Chroy village, Sotip commune, Cheung Prey district, Kampong Cham province
Sitting in a restaurant with a gentle cool breeze blowing through creates a rare and refreshing atmosphere for those enjoying their lunch at “Che Vet 998 Restaurant.”
Mrs. Khoy Savet is the owner of “Che Vet 998 Restaurant,” located in Boeng Chroy village, Sotip commune, Cheung Prey district, Kampong Cham province. As the number of customers continued to grow, Mrs. Savet and her husband developed a bigger dream, to expand their business. With a clear vision, Mrs. Savet decided to look for a financial solution to turn that dream into reality. After being introduced to LOLC Cambodia by her relatives, she decided to seek financial consultation from LOLC Cambodia to explore suitable options for expanding her business.
Clear financial advice and timely services from LOLC Cambodia have given Mrs. Savet the confidence to receive financial support to expand her business. Mrs. Savet has utilized two loan cycles: the first loan in 2023 amounting to USD 11,500, and the second loan in 2025 amounting to USD 15,000. These loans were used to expand her business by renovating the restaurant, purchasing equipment for business operations, and further developing the business to better serve and attract more customers.
After six years of dedication and hard work, Mrs. Savet’s restaurant has become a popular lunch spot for both existing and new customers in the area. The pleasant atmosphere of the restaurant and the delicious taste of the food have strengthened customers’ trust and support for her business. With careful planning and proper use of the loans, Mrs. Savet’s business has steadily grown, increasing her income and improving the stability and well-being of her family’s livelihood.
Mr. Va Koemsan used to be an employee who was salary-dependent to support his family’s expenses
Before becoming a business owner, Mr. Va Koemsan used to be an employee who was salary-dependent to support his family’s expenses. Later, he decided to change his direction to increase his family’s income by starting his own businesses, including buying and selling cattle, selling coffee, and running a grocery shop. His businesses are in Thlok Vien Village, Thlok Vien Commune, Samaki Meanchey District, Kampong Chhnang Province. These activities have helped him achieve a more stable income and a better standard of living than before.
Mr. Koemsan shared that he first learned about LOLC Cambodia through his parents, who are clients of LOLC Cambodia. With four loan cycles from LOLC Cambodia, he has been able to expand his businesses and continuously improve the living conditions of himself and his family up to the present day.
Mr. Koemsan further revealed that with his first loan of USD 7,000 in 2017, he used the funds to purchase cattle for resale, while part of the loan was also used to improve his house. With the second loan of USD 12,000 in 2019, he strengthened his cattle trading business and further renovated his house, as well as purchased a motorcycle to facilitate transportation. For the third loan of USD 20,000 in 2023, he used the funds to increase capital for his business to make it stronger and invested in purchasing land for the future. As for the fourth loan of USD 27,000 in 2025, Mr. Koemsan opened a small coffee shop and a grocery shop, while also adding more capital to his businesses.
Through the responsible use of financial services and continuous efforts to expand his businesses, Mr. Va Koemsan has transformed his life from a worker with a fixed income into a business owner who earns income from multiple sources. This has enabled him to achieve better living conditions and greater financial stability to manage his businesses, support his family’s expenses, and invest in his child’s education.
#666B, Street 271, Kbal Tumnub Muoy Village, Sangkat Boeng Tumpun 2, Khan Mean Chey, Phnom Penh, Cambodia.
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