Real Time Fund Transfer Service (RFT) is an initiation by the National Bank of Cambodia (NBC). The initiative is introduced with an aim to assist Customers to perform transaction between RFT system members. To use this service, the sender is required to have savings account, and the receiver could receive money either via savings account or phone number.

Benefits:

Benefits of the service include: 

• Free of charge for any kind of transaction,
• Able to transfer or withdraw money within LOLC or among RFT system members,
  
• No daily limitation on number of transactions performed at any LOLC’s counter or via iPay Cambodia or via Internet Banking.
  
• Convenient, fast and secured.
  

Product Features:

Transfer Fee:

The service is free of charge.

Requirement:

Account to Account Transfer

• The sender is required to have savings account with LOLC and have sufficient balance.
• The receiver is required to have savings account with RFT members.
  

Account to Phone Number

• The sender is required to have savings account with LOLC and have sufficient balance.
• The receiver is required to have phone number and legal document issued by authority.
  

Withdrawal

• To withdraw money at LOLC’s counter, the receiver is required to have savings account with LOLC (for Account to Account) or phone number and legal document issued by authority (for Account to Phone Number).

How to apply:

• At any LOLC office
• Via iPay Cambodia
• Internet Banking
  

Members of Real-Time Fund Transfer (as of January 2023):