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Real Time Fund Transfer

Real Time Fund Transfer Service (RFT) is an initiation by the National Bank of Cambodia (NBC). The initiative is introduced with an aim to assist customers in financial transaction between RFT system members. To use this service, the sender is required to have savings account, and the receiver could receive money either via savings account or phone number.

Benefits:

Benefits of the service include: 

  • Free of charge for any kind of transaction,
  • Able to transfer or withdraw money within LOLC or among RFT system members,
  • No daily limitation on number of transaction performed at any LOLC’s counter or via iPay Cambodia,
  • Convenient, fast and secured.

Product Features:

No Feature Description
1 Currency KHR, USD
2 Transaction Channel  LOLC’s counter
 iPay Cambodia
3 Method  Account to Account (account based)
Account to Phone (phone based)
4 Maximum Transfer Amount  LOLC’s counter
    Account to Account
       - Per transaction: KHR 200,000,000 or USD 50,000
       - Per day: unlimited
    Account to Phone Number
       - Per transaction: Less than KHR 4,000,000 or USD 1,000
       - Per day: unlimited
 iPay Cambodia
    Account to Account
       - Per transaction: KHR 4,000,000 or USD 1,000
       - Per day: KHR 10,000,000 or USD 2,500
    Account to Phone Number
       - Per transaction: Less than KHR 4,000,000 or USD 1,000
       - Per day: KHR 10,000,000 or USD 2,500

Transfer Fee:

The service is free of charge.

Transaction Requirement:

Account to Account Transfer

  • The sender is required to have savings account with LOLC and have sufficient balance.
  • The receiver is required to have savings account with RFT members.

Account to Phone Number

  • The sender is required to have savings account with LOLC and have sufficient balance.
  • The receiver is required to have phone number and legal document issued by authority.

Withdrawal

  • To withdraw money at LOLC’s counter, the receiver is required to have savings account with LOLC (for account to account) or phone number and legal document issued by authority (for account to phone number).

How to apply:

  • At any LOLC office
  • Via iPay Cambodia

Members of Real-Time Fund Transfer (as of September 2020):

No Bank/MDI
1 ACLEDA Bank Plc.
2 Cambodia Post Bank
3 Canadia Bank Plc.
4 Kookmin Bank
5 LOLC (Cambodia) Plc.
6 Phnom Penh Commercial Bank
7 PRASAC
8 Prince Bank
9 Shinhan Khmer Bank
10 Vattanac Bank
11 Cambodia Public Bank

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