Chief Executive Officer
Mr. Sok Voeun, Chief Executive Officer, obtained his Master’s Degree in Business Administration, majoring in Finance and Banking at Build Bright University in Cambodia in 2005. He received a Bachelor’s Degree in Economic Science in Management of Enterprise at the former Faculty of Law and Economics in 2000. He has attended many training programs in Cambodia and many other countries related to microfinance, leadership, credit management, financial management, human resources management, risk management, good governance, digital innovation and mobilization, Environmental and Social Impact, etc. He served in ACLEDA Bank Plc. as Credit Officer from 2000-2001 and he was promoted to Head of Credit Control Unit in Head Office from 2001 to 2005. From 2005 to 2010, he was the Operations Manager in SATHAPANA Ltd. (MFI) in charge of day-to-day operations which included managing loans, savings, money transfer transactions and market expansion. He started working for LOLC as Chief Operations Officer in April 2010, and he was promoted to be Deputy Chief Executive Officer in December 2012. Currently, he is the Chief Executive Officer as appointed by the Board of Directors effective from June 1st, 2014.
Deputy Chief Executive Officer
Mr. Sok Sophal obtained his Master’s Degree in Finance at the National University of Management in 2007. He received his Bachelor’s Degree of Arts in English, majoring in International Business at Institute of Foreign Languages (IFL) in 2005 and his Bachelor’s Degree of Economics Science, majoring in Management of Enterprise at the former Faculty of Law and Economics in 2000. He has attended numerous trainings such as: In 2022, Global Climate Partnership Fund Academy 2022 in Switzerland; 21st Century Board Leadership Model Masterclass, conducted by CA Sri Lanka Business School; In 2019, Boulder Program with concentration in Management and Leadership (Italy); In 2018, Certified Management Accountant Program, focus on strategic cost management and strategic business analysis; Board Leadership Program conducted by Thai Institute of Directors; In 2016, Leadership and Diversity for Innovation Program by Women’s World Banking (USA); In 2014, Advanced Management Program by Cornell University (Sri Lanka); In 2013, Syndication Loan Pricing & Structuring by Universal Network Intelligence (Malaysia). On top of these, he also attended several other workshops and training courses. Regarding working experiences, he worked with ACLEDA Bank Plc. starting as Management Accountant staff, subsequently promoted to AVP& Manager of Management Accounting Unit under Finance Department (2001-2008). In 2008, he was promoted to be Assistant Senior Vice President (responsible for investment) of the Legal and Corporate Affairs Division in ACLEDA Bank. In January 2009, he was promoted to be Deputy Head of Capital Market Division of ACLEDA Bank Plc. Mr Sok Sophal starts working with LOLC (Cambodia) Plc. in August 2010 as a Chief Finance Officer, and he has been promoted to be Deputy Chief Executive Officer since March 2019.
Chief Risk Officer
Mrs. Svoeuy Sodyna, Chief Risk Officer, has completed ACCA Qualification from the most extensive professional accounting institute in the United Kingdom. She received her Bachelor’s Degree in Business Administration, majoring in Accounting from the National University of Management in 2006. In addition to her academic qualification, she obtained Advance Diploma in Accounting from CamEd Business School in early 2013. She attended numerous professional courses including risk management, financial management, strategic planning and other microfinance-related courses. She worked with one of the “big four” international accounting firm as Audit Senior for nearly four years in which the responsibility included leading the audit teams and completing the statutory and compliances audit for various industries included Banks and MFIs. She started working with LOLC in May 2011 and was promoted to be Chief Risk Officer in March 2018.
Chief Channel Officer
Mr Romesh Perera, Chief Channel Officer had served in LOLC Finance Plc. (LOFC) Sri Lanka from August 2004 till June 2017 for a period of 13 years, prior joining LOLC (Cambodia) Plc. He holds an Assistant General Manager position there. He has served in Non-Bank Financial Institution (NBFI) during the past 23 years in both license finance companies and specialized bank in Sri Lanka, holding senior managerial positions before taking over as Chief Channel Officer in LOLC (Cambodia) Plc. He has a wide range of expertise and experience in both specialized banking and the NBFI sector covering Sales & Marketing, Credit risk, Recovery Management and Finance. His responsibilities included, Conventional and Islamic financing, trade financing, leasing, asset financing, savings and deposits growth, pawning operations, and cross operational functions. He has successfully completed numerous professional courses related to “Hire purchase and leasing financing”, “Leasing & credit management”, “Strategic planning and business plan development” and other banking & microfinance-related courses. The expertise and the performance in the managerial positions held in Sri Lanka opened him the opportunity to take over an assignment for the LOLC group in Cambodia. Mr Romesh joined LOLC (Cambodia) Plc in June 2017 as Specialist - Leasing and Asset Finance. Currently, he is the Chief Channel Officer in charge of the branch network effective from August 2018.
Chief Deposit and Financial Services Officer
Mrs. Chheang Kagna obtained a Master’s Degree in Business Administration at Pannasastra University of Cambodia (PUC) in 2012. She graduated Bachelors Degree of English Literature from PUC in 2010 and Management of Enterprise from Royal University of Law and Economics (RULE) in 2000. She has attended various local and international training and workshops on relevant courses related to microfinance managing growth and impact, emerging digital baking, sale and relationship, customer services, product development, retail banking operation and leadership. Ms Chheang Kagna has lots of experiences in banking and microfinance sector since early 2000. She started her career with ACLEDA Bank in the skill of Treasury and Finance in early 2000. From 2007 to 2016, being Head of Deposit Department at SATHAPANA Bank Plc., she conceptualized, introduced and mobilized the success to SATHAPANA’s deposit products and financial services. Moreover, in 2015-2016, she also involved in merging of MAHUHAN Japan Bank with SATHAPANA Limited and transforming to become a commercial bank. Ms Chheang Kagna has been working with LOLC (Cambodia) Plc. Since January 2016 as Head of Deposit and Financial Services Department and she has been promoted to be Chief Digital Financial Services and Deposit Officer since March 2019.
Chief Information Officer
Mr. Duleep Liyanage, Chief Information Officer, received his Master’s Degree of Business Administration, majoring in Finance from Postgraduate Institute of Management - University of Sri Jayewardenepura (Sri Lanka). Duleep holds his Bachelor’s Degree (2nd Upper Class) of Business Computing awarded by the University of Wolverhampton (UK). In addition to his academic qualifications, he possesses numerous information security and IT professional governance qualifications, namely, Certified Payment Card Industry Security Implementer (CPISI), a Certified Android Security Specialist and completed requirements for ISO 27001:2013 Lead Auditor. Prior to joining LOLC (Cambodia) Plc, he has over fourteen (14 +) years of extensive experience in Sri Lanka in various levels of Information Technology and Management. He severed more than ten (10+) years for LankaPay (LankaClear (Pvt) Ld.), the National Payment Infrastructure Provider in Sri Lanka under the guidance of Central Bank of Sri Lanka. Duleep has a wide range of experience and expertise in Information Technology, Project Management, Mobile Technologies, Payment Card Platforms and Specializing in Information Security. During his tenure at LankaPay, he rendered his service as a security solution provider for national level payment systems in Sri Lanka such as Online Cheque Image and truncation System (CITS), JustPay – the retail mobile payment system, LankaSign – the PKI based Digital Certification Authority, etc. His diversified exposure and experience also expand not only into Information Technology but also into Information Security, IT Governance, Risk and Compliance, Planning, management of finance, sales and recoveries. Duleep also rendered his service as an Associate Lecturer for Open University in the United Kingdom, the University of Sri Jayewardenepura and the Wayamba University of Sri Lanka.
Head of Internal Audit Department
Mr. TENG Pheap, Head of Internal Audit Department, obtained his Master’s Degree in Business Administration, majoring in Accounting and Finance at Western University in 2008. He received his Bachelor’s Degree in Business Administration in Accounting from the National Institute of Business in 2004. He has attended numerous training courses in the areas of internal professional practice framework in Malaysia, business planning and managing growth in the Philippines, effective internal control in Mongolia, bank experience sharing in Sri Lanka, and other training courses in Cambodia on risk management, advance internal auditing, report writing and leadership skill. Pheap has more than 15 years of experience working with Microfinance institutions and Non-Government Organizations in Cambodia, including Catholic Relief Services in 1999-2003 as an internal auditor and as branch manager in 2004 after CRS incorporated as LOLC, Angkor Microfinance Kampuchea (2004-2008) as an audit team leader and regional manager. He starts working at LOLC as Head of Internal Audit Department in December 2008.
Head of Human Resources Department
Mrs. Leng Thavy was awarded a Master of Human Resource Management from Monash University in Australia and a Bachelor of Business Administration from National Institute of Management, Cambodia. Thavy has obtained various awards including Australia Awards Scholarship for postgraduate degree, Mastercard Foundation Scholarship to attend Boulder Microfinance Training, AFD scholarship for Leadership, Innovation, and Creativity to Unleash an Inclusive Economy training, and Australia Awards Short Course for Human Resources Leadership for Future Work training. Besides, she has attended numerous human-resource management and leadership trainings and workshops in various countries such as Thailand, Singapore, Sri Lanka, Laos, the Philippines, Malaysia, the United Kingdom, France, Italy and Australia. Mrs. Thavy possesses nearly 20 years experiences in leading Human Resources function within international NGOs and Microfinance institutions in Cambodia. In addition, she also had experience working overseas in human resource field within cross cultural context including 3 months in Sri Lanka and 1-year part-time experience in Australia. She joined LOLC as Head of Human Resources Department in August 2014.
Head of Treasury Department
Mrs. Try Sola, Head of Treasury Department, is pursuing ACCA Qualification from the largest professional accounting institute in the United Kingdom. She received her Bachelor’s Degree in Business Administration, majoring in Accounting at the National University of Management in 2011. She attended numerous professional courses including financial management, Anti-money laundering and other microfinance-related courses. She worked with one of the “big four” international accounting firm as Audit Senior for nearly four years in which the responsibility included leading the audit teams and completing the statutory and compliances audit for various industries included Banks and MFIs, company, NGO and other sectors. She joined LOLC in June 2015 as Head of Treasury Department.
Head of Finance Department
Mrs. Keo Taraty, Head of Finance Department, is pursuing ACCA Qualification from the largest professional accounting institute in the United Kingdom. She received her Bachelor’s Degree of Business Administration, majoring in Accounting from National University of Management (NUM) in 2010 and received her Bachelor’s Degree of Education, majoring in English Literature from Institute of Foreign Languages (IFL) in 2009. She worked with one of the “big four” international accounting firms as Audit Senior for three years in which the responsibility included leading the audit teams and completing the statutory and compliances audit for various industries included Banks and MFIs, companies, NGOs and other sectors. Before joining LOLC, she worked as Accounting Manager at Maybank (Cambodia) Plc. for four years. She joined LOLC in June 2018 as Head of Finance Department.
Head of Administration & Procurement Department
Mr. Va Sok Oun is a highly educated professional with a master’s degree in business administration with a major in Business Management Administration from the National University of Management in Cambodia. He also holds a bachelor’s degree in business administration from the same university. In addition, he graduated with a diploma in General English from PUC in 2014. Mr. Sok Oun has also attended many training programs related to leadership skills, motivational skills, critical thinking and problem-solving skills, supply chain management, inventory and warehouse management, property and security management, and business continuity plan, and he used to be selected to join WVI’s regional supply chain workshop at Bangkok. Mr. Sok Oun is a highly experienced professional with a wealth of knowledge in procurement and administration. He has worked in various organizations and has held several positions throughout his career. In 2015, he worked as a Procurement Officer at Advance Bank of Asia (ABA Bank). In December 2018, he worked as a Procurement and Strategy Sourcing at World Vision Organization. In 2021, he was the Procurement Supervisor at Wing Bank Cambodia PLC, where he was in charge of the general daily procurement activity, building rental, and partially supported Wing Bank’s expansion. He joined LOLC as Procurement Unit Manager in 2022 and was appointed as Acting Head of Administration and Procurement Department. He was later promoted to Head of Administration and Procurement Department.
Head of Information Technology
Mr. Bun Bella, Head of Information Technology Department, obtained his Bachelor’s Degree of Computer Science in 2009 and Master Degree of Science in Information Technology (MsIT) in 2015 from NORTON UNIVERSITY. He has more than 20 years working experience with LOLC Cambodia and other institutions. He has attended IT related projects within LOLC Cambodia such as migration legacy core banking system to T24 system, implementation of ATM/POS switching system (CSS), and NBC’s Projects (FAST, RFT, and Bakong Payment Systems). He attended IT trainings such as ITIL® Foundation, Database Administration, ISO-IEC_27001-2013 and workshops in Cambodia, Sri Lanka, and Singapore. He started his career with LOLC Cambodia in 2001 as MIS Encoder and he was promoted to MIS Supervisor in 2005. In 2008, with his great working performance with LOLC Cambodia, he was promoted to MIS Unit Manager and later was promoted again to Deputy Head of IT Department in 2015. Since 21 May 2021, he is Head of Information Technology Department of LOLC Cambodia.
Head of Credit Department
Mr. Muth Pisey, Head of Credit Department, obtained his Master’s Degree in Finance at the National University of Management in Cambodia in 2013. He received a Bachelor’s degree in Business Management, with a concentration in Tourism from the National University of Management in 2006. He has also participated in training in Cambodia on Real Estate & Property Valuation, Workplace Conflict Resolution and Negation, Practical Branch Management, Capacity Building for Internal Auditors, Employment and Labor Law, Empowering Leadership, among others. He served in SATHAPANA Limited. as Credit Officer from 2006-2008 and he was promoted to Chief of Credit Officer in Ang Snoul District Branch from February 2008 to December 2008. From 2009 to 2010, he was the Provincial Branch Manager of Kampot branch in SATHAPANA Limited (MFI). He started working for LOLC as Branch Management Trainee in May 2010, and he was appointed to be Branch Manager of Suong branch in July 2010. In May 2014, he was promoted to be Head of Administrative and Procurement Department. In March 2017, he moved to Credit Department as a Deputy Head of the Credit Department and a Deputy Head of Business Department in November 2017. He was promoted to be a Head of Credit Department in August 2018.
Head of Business Department
Mr. Nuth Theng obtained his Master’s Degree of Business Administration from Norton University in 2011, Bachelor of English Literature from Cambodian University for Specialties in 2007 and A certificate of Pedagogy, majoring in Math & Physics, from Prey Veng Regional Pedagogy Center. He has also attended numerous training courses and workshops in Cambodia and oversea related to training and development, Capacity Building, Branch Management, Risk management, Credit management, Training of Trainer, Leadership and Management, Asset Based Finance, moveable asset financing, Financial inclusion, Financial Education, Consumer Protection, FinTech, Digitalization, Global SME Finance Forum, Microfinance Training Program and many other training courses. Before working with LOLC, he had worked as a teacher of Math, Physics and English for five years from 2000 to 2005. After that, he had worked for Prasac Microfinance Institution for 6 years from 2005 to 2011 as a credit officer internship, a credit officer and a sub-branch manager. He has been working with LOLC since 2011 in various key positions including Branch Management Trainee, Branch Manager, Lending Specialist, Regional Manager and Asset Backed Project Manager. He was promoted to be Head of Asset Backed Department in August 2018 and moved to be Head of Business Department in September 2018 until now.
Head of Legal and Compliance Department
She obtained Master of Laws in International Human Rights from Paññāsāstra University of Cambodia in 2022. She won an exchange course on Business and Human Rights to Lund University, Sweden in 2017, and one-year visiting student program to Bowdoin College in United States in 2011. She holds two bachelor’s degrees, Law from Royal University of Law and Economics and English Literature from Norton University. She attended various courses such as ICA-AML International Advanced Certificate, IBF-Regulatory Compliance Certificate and Harpswell ASEAN Women’s Leadership and other conferences in Singapore, Philippines, Malaysia etc. Prior to work at LOLC (Cambodia) Plc., she worked as Compliance Manager at Wing Money (Cambodia) Plc., Wing Bank (Cambodia) Plc and Maritime Specialized Bank; Head of Compliance at First Investment Specialized Bank and Senior Legal Advisor/Office Manager at HBS Law. Her skills are including legal, compliance, AML/CFT, business and human right research and corporate social responsibility (CSR).
Head of Marketing Department
Mr. Phai Phalla graduated from Norton University in 2011 in Banking and Finance and progressively developed himself through various trainings and workshops. Prior to joining LOLC Cambodia, started from 2009, Phalla worked with several outstanding performing companies in Cambodia both financial and non-financial industries, including commercial bank, MFIs, leasing company and telecommunication company in which his main responsibilities were on marketing and communications, branding, customer services and complaint management. During working in those companies, he achieved rapid growth from time to time, from an officer to a senior officer, supervisor, manager and a senior manager of project management office in one of the leading banks in Cambodia before his joining LOLC. Phalla was appointed to be Head of Marketing Department in April 2022.
Head of iPay & Digital Business
Mr. THONG Rithy obtained his Degree in International Relations at Pannsastra University of Cambodia in 2011. Prior to joining LOLC (Cambodia) Plc, he drove merchant business, corporate partnership, support 138 branches, and led 100+ client acquisition officers. He hold a deputy general manager at Woori Bank. He has served banking industry during the past 14 years both international and local banks, and holding senior managerial positions before taking over as Head of iPay Sales and Digital Business LOLC (Cambodia) Plc. He has a wide range of expertise and experience in e-Business development, e-Channels banking development, B2B partnership, and smart alliance program. He provides leadership and direction to coordinates all activities of user acquisition, merchant acquisition, usage utilization, and customer retention program. He strategizes roadmap of digital business and product development to enrich user experiences via digital products and services. From 2010 to 2018, he was fully accomplished with ANZ Group, he led over 150 direct sale Wing Pilots and managed to execute sale and marketing strategy for nationwide WING’s account activation and promotion at Wing (Cambodia) Plc. Then, ANZ Royal Bank he managed portfolio of retail products (Mortgage, Personal Loan, and Credit Card), monitor VISA card’s performance and trend to minimize fraudulence transaction. He joined LOLC as Head of iPay Sales and Digital Business in August 2022.
LOLC’s Company Secretary
Mrs. Kheng Navy, LOLC’s Company Secretary, obtained a Bachelor of Economics in Enterprise Management at Royal University of Law and Economics (RULE) in 2010, a Bachelor of Arts in Professional Communication at Institute of Foreign Languages (IFL), the Royal University of Phnom Penh in 2012 and completed the research at SOK KONG IMPORT-EXPORT CO., LTD (SOKIMEX). She also obtained a Diploma of the Intensive English for Academic Purposes (IEAP) at Paññāsāstra Institute of Foreign Languages and attended some short courses and training such as Principle of Accounting from Student Resource Development Organization and Report Writing Skill from Action Learning for Development Organization. Before joining in LOLC, she worked for WING (Cambodia) Ltd. as a Call Center Consultant in 2012. She started working at LOLC as an Assistant to Secretary in 2013 and was promoted to be Company Secretary in June 2014.