LOLC ATM Card offers you high convenience and security in managing your cash better. With the card, you can perform self-banking transactions with CSS members such as: Cash Withdrawal, Purchase, Balance Inquiry, PIN Change, Mini Statement and Fund Transfer within LOLC/Inter Bank Fund Transfer at over 4,000 ATM machines across the country with free of charge.


  • No annual fee
  • Be able to withdraw quickly at any ATM machine and anywhere under CSS members  
  • Free of charge for transaction through ATM & POS under CSS members
  • Save time and reduce expense
  • Safe and reduce risk

Product Features:

Features Descriptions
Initial Deposit or Minimum Balance  
Customer shall be to have balance KHR 40,000 or USD 10 in account  
Transaction Type of ATM Card  
1. Via ATM Machine  
  • Cash Withdrawal /Fast Cash
  • Balance Inquiry
  • Mini Statement
  • Transfer within LOLC/Inter Bank Fund Transfer
  • PIN Change
2. Via POS Machine
  • Purchase
  • Cash Withdrawal
  • Refund 
  • Purchase Reversal 
  • Balance Inquiry
Account condition for request ATM Card  
  Single Account
  Joint Account (Any One Of Us) : Ex: If an account joint there are 2 or 3 people, each customer can request an ATM card by signature or respective thumbprint.
Period to get LOLC ATM Card Customer come to LOLC branch to complete the ATM Application Form, and then customer will get the ATM Card immediately.
Account Linking to Card  
  • On ATM Card can link to only one saving account and one customer can request maximum 2 cards by link different of saving accounts as free of charge.
  • In case of more 2 ATM Cards, customer is required to pay fee to LOLC. 
Conditions for Required to Fill out the “LOLC ATM APPLICATION FORM (LOLC Form A-01)”  
 In case the customer comes to any LOLC branches to request as following, application form is required.
 Request First ATM card
 Request for replacement of ATM Card (Damage or Lost)
 Request new PIN Code
 Request to cancel ATM Card
 Request to block ATM Card
 Request to unblock ATM Card
 Request clear PIN code number 
 Request to modify information  

Limitation and Transaction per day:
Transaction Type

ATM Card Type

Classic Card Premium Card
Cash Withdrawal/Fast Cash USD 1,000 or equivalent to KHR or 10 times USD 3,000 or equivalent to KHR or 20 times
Fund Transfer within LOLC/Interbank USD 1,000 or equivalent to KHR or 10 times USD 3,000 or equivalent to KHR or 20 times
Change PIN


Balance Inquiry
Mini statement

Noted: For limitation per transaction base on CSS member’s machine.

 Fee Charge:
No Description Fee Charge
1 Any transactions via ATM & POS under CSS members

Free of charge

2 Request for replace ATM Card (Card Expired)
3 Request for ATM Card more than 2 cards  



4 Request for replace ATM Card (Lost/stolen or damage)  
5 Close ATM Card before 3 months  

Download LOLC ATM with CSS Members (Attached file)

Requirement to request ATM Card:

  • Have Saving Account with LOLC in KHR or USD
  • Attach with valid ID card   

How to apply:

  • Visit any LOLC office to apply for the service
  • Customer can also Apply loan here

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