Career Detail

LOLC (CAMBODIA) Plc. is one of the top licensed microfinance institutions in Cambodia with a social vision and a business orientation that provides entrepreneurs and families at the base of the socio-economic pyramid with economic opportunities to transform the quality of their lives and their communities through the provision of effective and sustainable client-empowering financial services. To support the rapid growth of our operations, LOLC is recruiting the following position:

Risk Management Officer

Main Responsibilities:

Branch Performance Review: Evaluate overall branch performance against business targets and key performance indicators (KPIs).
Loan Portfolio Quality Review: Assess loan disbursement quality and portfolio performance, including Portfolio at Risk (PAR) indicators.
Customer Income Verification Review: Review income assessment practices to identify and prevent overstated cash flow and repayment capacity.
Collateral Valuation Review: Evaluate collateral valuation processes to ensure collateral values are accurate, reasonable, and not overstated.
Non-Performing Loan (NPL) Management Review: Review strategies and action plans for managing and recovering NPLs, including PAR90, PAR360, and written-off loan collections.
Non-Performing Loan (NPL) Management Review: Review strategies and action plans for managing and recovering NPLs, including PAR90, PAR360, and written-off loan collections.
Office Management and Working Environment Review: Assess office management practices, hygiene, cleanliness, security, workplace organization, and overall working conditions.
Branch Management and Leadership Assessment: Evaluate branch leadership effectiveness, staff supervision, and management practices.
Counter Process Review: Observe and assess counter service processes to ensure compliance, operational efficiency, and quality of customer service.
Risk Awareness Training and Staff Survey: Conduct risk awareness training sessions and gather staff feedback through surveys to assess operational risks and strengthen risk culture.
Special Reviews and Investigations: Perform additional reviews, investigations, and assessments assigned by management based on branch conditions or emerging issues, including fraud risks, private money lending, and other operational concerns.
Other Duties: Perform other tasks and responsibilities assigned by the Unit Manager or Chief Risk Officer.

Qualifications and Requirements:

Bachelor’s degree in finance, Economics, Risk Management, Business Administration, or a related field.
Strong in excel, analytical, financial analysis, data analysis, and reporting skills.
At least 2–3 years of experience in risk management, internal audit, credit quality assurance, or a related function.
Strong knowledge of risk management frameworks, regulatory guidelines, and compliance standards.
Experience in risk management within relevant industries such as banking and insurance.
Willing and able to travel to branch offices for risk assessments and other assignments as required.

How to Apply For:

Interested applicant please download LOLC Job Application Form and complete then submit along with your CV, Cover Letter, and other relevant documents to any branches nearby your locations or head office of LOLC (Cambodia) Plc. or vias

Email: [email protected]

Contact Tel: 096 4211 999 / 087 400 277 / 081 700 446 / 081 900 326

Download LOLC Job Application Form

LOLC (Cambodia) Plc. has been serving Cambodian public and society for over 32 years, and has been recognized by both local and international financial authorities. Our products and services are committed to improving the livelihood of Cambodian customers.

#666B, Street 271, Kbal Tumnub Muoy Village, Sangkat Boeng Tumpun 2, Khan Mean Chey, Phnom Penh, Cambodia.