LOLC (CAMBODIA) Plc. is one of the top licensed microfinance
institutions in Cambodia with a social vision and a business orientation
that provides entrepreneurs and families at the base of the
socio-economic pyramid with economic opportunities to transform the
quality of their lives and their communities through the provision of
effective and sustainable client-empowering financial
services.
To support the rapid growth of our operations, LOLC is recruiting the
following position:
Corporate Loan Officer-Senior Executive
Main Responsibilities:
- Acquire new corporate loans to hit the disbursement target.
- Ensure the client’s performance complies with all the covenants set by LOLC.
- Prepare comprehensive report including the performance quality, control to be improved, etc. to management frequently.
- Strengthen relationships with existing customers.
- Explain to clients the different types of loans and credit choices that are available, including the terms, to promote cross-selling opportunities.
- Collect all corporate clients’ required documents for loan applications to ensure they are eligible for approval.
- Evaluate applicants' financial conditions, P&L, business conditions, cash flow, credit history, etc. to determine corporate clients’ repayment capacity.
- Conduct due diligence during the loan assessment process to obtain in-depth information concerning the purpose of sound credit assessment and lending decisions.
- Ensure adherence to relevant policies, procedures, and regulations including corporate structure and legal standing, license and permits, environmental and social impact, anti-money laundering (AML), and know your-customer (KYC), etc.
- Proactively manage the loan portfolio by following up on delinquent clients and referring cases to supervisors.
- Stay up to date on new types of loans and other financial services and products to better serve customers.
- Collaborate with relevant stakeholders to identify and address any gaps in our existing process or policy (if any).
- Perform other duties as assigned by Head of Business Department.
Qualifications and Requirements:
- At least Bachelor’s Degree in business, management, finance and banking, or related fields.
- Minimum of 3 years’ experience in sales and corporate loans assessment.
- Strong analytical skills in financial statement and accounting standards.
- A strong understanding of financial compliance and regulatory requirements is a plus.
- Strong verbal and written communication skills in both English and Khmer.
- Good knowledge of the corporate business sector and the overall business environment in Cambodia.
How to Apply For:
Interested applicant please download LOLC Job Application Form and complete then submit along with your CV, Cover Letter, and other relevant documents to any branches nearby your locations or head office of LOLC (Cambodia) Plc. or vias
Email:
[email protected]
Contact Tel:
096 4211 999 / 087 400 277 / 081 700 446 / 081 900 326