Bakong

Bakong system or Bakong refers to a real-time electronic payment system which enable customer to perform transactions among bakong members such as transfer fund between Bakong accounts, transfer fund from Bakong account to bank account or E-Wallet, make payment via QR Code, and receive money from other Bakong accounts.

Benefits:

  • Perform transaction through smart phone (iOS or Android)
  • Access any time (24/7) and anywhere 
  • Convenient, fast and secured
  • Easy to pay for goods and services 
  • Transfer fund between Bakong account or transfer fund from Bakong account to bank account or E-Wallet account.

Requirement:

  • Customer is require to register under LOLC (Cambodia)
  • Have smart phone (iOS or Android)
  • Have phone number
  • Customer is able to register Bakong App by him/herself without completing the request form

Product Features:

No
Feature
Description
1 Currency
KHR and USD
2 Maximum Amount Limitation Per Transaction and Per Day
 Basic Customer:
    2,000,000 KHR and 500 USD
 Partial KYC: 
    12,000,000 KHR and 3,000 USD
 Full KYC: 
    40,000,000 KHR and 10,000 USD
Remarks: There is no limitation on number of transactions per day.
3 Initial Deposit and Minimum Balance
Not required
4 Interest Rate
There is no interest rate for Bakong account (0%)
5 Transaction Types/Functions
  • Transfer fund between Bakong account (Send) 
  • Transfer fund from Bakong account to bank account or E-wallet (Deposit) 
  • Make payment via QR Code (QR Pay) 
  • Receive money transfer from Bakong account (Receive)
  • And other transactions.

Fee Charge:

The service is free of charge for any transactions.


Bakong Top Up:

  • Customers are able to top up into Bakong account through iPay Cambodia or Internet Banking or visit any LOLC branch.
  • Bakong top up is free of charge.
  • Other conditions may apply.

Bakong Members (As of October 2023):

No
Bank/MDI
1 ACLEDA BANK PLC.
ADVANCED BANK OF ASIA LIMITED. 
3 AMK MICROFINANCE INSTITUTION PLC.
4

BANK FOR INVESTMENT AND DEVELOPMENT OF CAMBODIA PLC.

5 CAMBODIA POST BANK PLC. 
6 CANADIA BANK PLC. 
7 CHIP MONG COMMERCIAL BANK PLC. 
8 CHIEF (CAMBODIA) COMMERCIAL BANK PLC. 
9 FOREIGN TRADE BANK OF CAMBODIA. 
10 LOLC (CAMBODIA) PLC. 
11 PHILLIP BANK PLC. 
12 PHNOM PENH COMMERCIAL BANK. 
13 PRASAC MICROFINANCE LIMITED.​ 
14 PRINCE BANK PLC. 
15

SATHAPANA BANK PLC.

16

SPEEDPAY PLC.

17

TRUE MONEY CAMBODIA PLC.

18

VATTANAC BANK

19 WOORI BANK
20

WING (CAMBODIA) LIMITED SPECIALIZE BANK

21

HATTHA BANK

22

E-MONEY PAYMENT SOLUTIONS PUBLIC LIMITED COMPANY.

 23

CAMBODIAN PUBLIC BANK PLC.

 24

MAYBANK (CAMBODIA) PLC.

 25

LY HOUR PAY PRO PLC.

 26

KOOKMIN BANK CAMBODIA PLC.

 27

IPAY88 (CAMBODIA) PLC.

 28

SHINHAN BANK (CAMBODIA) PLC.

 29

AMRET MICROFINANCE INSTITUTION.

 30 TIAN XU INTERNATIONAL TECHNOLOGY PLC. (Cool Cash Plc)
 31

CAMBODIA ASIA BANK.

 32

ASIA CASH EXPRESS PLC. (Asia Wei Luy)

 33

B.I.C (CAMBODIA) BANK PLC.

 34

SBI LYHOUR BANK.

 35

ASIA-PACIFIC DEVELOPMENT BANK (APD Bank)

 36

MOHANOKOR MICROFINANCE INSTITUTION PLC.

 37

HONG LEONG BANK (CAMBODIA) PLC.

 38

ORIENTAL BANK

 39

RHB BANK (CAMBODIA) PLC.

 40

Pi Pay

 41

Bank of China Limited Phnom Penh Branch

 42

BRED Bank Cambodia

 43

U-Pay Digital Plc.

 44

BONGLOY PAYMENTS PLC.

 45

AGRICULTURAL AND RURAL DEVELOPMENT BANK 

 46

Cathay United Bank

 47

CIMB Bank

 48

ICBC Bank

 49

SACOMBANK (CAMBODIA) PLC

 50 LANTON PAY
 51

HENG FENG (CAMBODIA) BANK Plc.

 52 First Commercial Bank, Ltd
 53

J Trust Royal Bank

 54

Panda Commercial Bank Plc.

 55 MB BANK (CAMBODIA) PLC.
 56

Union Commercial Bank Plc.

 57

DGB Bank


Member of KHQR as 2024

How to Register:

  • Have smart phone (iOS or Android) connected to internet
  • Customer is required to download Bakong App from App Store  or Play Store 
  • After install, customer has to register in Bakong App by following each steps

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