Chief Executive Officer

Chief Executive Officer Sok Voeun obtained a master’s degree in business administration, majoring in finance and banking at Build Bright University in 2005. He obtained his bachelor’s degree in economic science in enterprise management at the former Faculty of Law and Economics in 2000. Since then, he has taken part in several training programs both at national and international levels related to the microfinance industry, credit management, human resource management, financial management, risk management, leadership, and good governance. He has visited the Boulder Institute of Microfinance in Italy, the United States, India, Thailand, Bangladesh, and South Africa for overseas microfinance training programs. He started his career as a credit officer at ACLEDA Bank Plc. He was then promoted to head of the credit control unit for the next four years. He moved to SATHAPANA Ltd. (MFI) in 2005, where he worked as operations manager in charge of day-to-day operations — managing loans, savings, money transfer transactions and market expansion — until 2010. He started working for LOLC Cambodia as chief operations officer in April 2010 and was promoted to deputy chief executive officer in December 2012. Currently, he is chief executive officer, as appointed by the board of directors beginning June 1st, 2014.

Deputy Chief Executive Officer / CFO

Deputy Chief Executive Officer / CFO Sok Sophal obtained his master’s degree in finance at the National University of Management in 2007. He received his Bachelor of Arts degree in English, majoring in international business at the Institute of Foreign Languages (IFL) in 2005, and his bachelor’s in economic science in enterprise management at the former Faculty of Law and Economics in 2000. He has attended numerous trainings such as: the Global Climate Partnership Fund Academy in Switzerland and the 21st Century Board Leadership Model Masterclass, conducted by CA Sri Lanka Business School, both in 2022; the Boulder Program in Italy in 2019, concentrating in Management and Leadership; the Certified Management Accountant Program, focus on strategic cost management and strategic business analysis and the Board Leadership Program conducted by the Thai Institute of Directors, each in 2018; the Leadership and Diversity for Innovation Program by Women’s World Banking (USA) in 2016; the Advanced Management Program by Cornell University (Sri Lanka) in 2014; and the Syndication Loan Pricing & Structuring by Universal Network Intelligence (Malaysia) in 2013, among others. He previously worked with ACLEDA Bank Plc. starting as a management accountant before being promoted to AVP and manager of the management accounting unit in the finance department (2001-2008). In 2008, he was promoted to assistant senior vice president overseeing investment for the legal and corporate affairs division at ACLEDA. In January 2009, he was promoted to deputy head of the capital market division. Mr. Sok Sophal started working with LOLC Cambodia in August 2010 as a chief finance officer and was promoted to deputy chief executive officer in March 2019.

Chief Risk Officer

Chief Risk Officer Svoeuy Sodyna has completed ACCA Qualification from the most extensive professional accounting institute in the United Kingdom. She graduated with her bachelor’s degree in business administration, majoring in accounting, from the National University of Management in 2006. She went on to complete her advanced diploma in accounting from CamEd Business School in early 2013. She has participated in various professional courses relevant to the industry, such as risk management, financial management, strategic planning and other microfinance-related courses. Ms. Sodyna began her career with one of the ‘big four’ international accounting firms as audit senior for nearly four years, during which her responsibilities included leading the audit team and completing the statutory and compliance audits for various industries including Banks and MFIs. She kicked off her journey with LOLC Cambodia in May 2011 and was promoted to Chief Risk Officer in March 2018.

Chief Channel Officer

Mr. Romesh Perera was a former member of LOLC Finance Plc. (LOFC) Sri Lanka for 13 years prior to commencing his work as chief channel officer in LOLC Cambodia. He has robust work experience with Non-Bank Financial Services (NBFI) in both licensed finance companies and specialized banks in Sri Lanka, holding senior managerial positions for the past 21 years. Mr. Perera has diverse expertise and experience in both specialized banking and the NBFI sector, covering sales and marketing, credit risk, recovery management and finance. He is experienced in conventional and Islamic financing, trade financing, leasing, asset financing, savings and deposits growth, pawning operations and cross-operational functions. On top of that, he has successfully completed numerous professional courses related to the industry, which helped him to take over a new assignment for the LOLC group in Cambodia. He started with LOLC Cambodia in June 2017 and was promoted to chief channel officer in August 2018.

Chief Deposit & Digital Banking Officer

Chief Deposit Officer Chheang Kagna obtained a master’s degree in business administration at Pannasastra University of Cambodia (PUC) in 2012. She graduated with a bachelor’s degree, majoring in enterprise management from the Royal University of Law and Economics (RULE) in 2000 and a degree in English literature from PUC in 2010. Mrs. Kagna has joined numerous workshops and trainings at both national and international levels covering areas related to microfinance, such as managing growth and impact, emerging digital banking, sales and relationships, customer services, product development, retail banking operations and leadership. Moreover, Mrs. Kagna has remarkable experience in the banking and microfinance sector covering 24-years of working experience. She began her career with ACLEDA Bank and went on to SATHAPANA Bank Plc., where she conceptualized, introduced and mobilized the success of SATHAPANA’s deposit products and financial services between 2007 and 2016. In January 2016, Mrs. Kagna joined LOLC Cambodia as head of the deposit and financial services department, and she was promoted to chief deposit officer in March 2019.

Chief Information Officer

Chief Information Officer Duleep Liyanage holds a master’s degree in business administration, majoring in Finance from the Postgraduate Institute of Management University of Sri Jayewardenepura (Sri Lanka). Mr. Liyanage has obtained numerous certificates in his academic years. He first obtained a bachelor’s degree in business computing from the University of Wolverhampton (UK). On top of that, he then acquired other information security and IT professional governance qualifications, namely, he is a Certified Payment Card Industry Security Implementer (CPISI), a Certified Android Security Specialist and has completed requirements for ISO 27001:2013 Lead Auditor. Mr. Liyanage has 19 years of experience in information technology and management. He worked in LankaPay (LankaClear (Pvt) Ld.), the National Payment Infrastructure Provider in Sri Lanka, under the guidance of the Central Bank of Sri Lanka. Besides this, he is proficient in information technology, project management, mobile technologies, payment card platforms and specializing in information security. During his tenure spell at LankaPay, he rendered his services as a security solution provider for national level payment systems in Sri Lanka, such as the online Cheque Image and Truncation System (CITS), Just Pay; the retail mobile payment system, LankaSign; the PKI based Digital Certification Authority, and more. Mr. Liyanage was an Associate Lecturer for Open University in the United Kingdom, the University of Sri Jayewardenepura, and the Wayamba University of Sri Lanka.

Head of Internal Audit Department

Head of Internal Audit Department Teng Pheap completed a master’s degree of business administration, majoring in accounting and finance at Western University in 2008. He obtained his bachelor’s degree of business administration in accounting from the National Institute of Business in 2004 and an associate’s degree in banking, majoring in accounting and finance, in 2000. He has attended numerous training courses, such as in the international professional practice framework in Malaysia, business planning and managing growth in the Philippines, effective internal control in Mongolia, bank experience sharing in Sri Lanka, and other training courses in Cambodia on risk management, advanced internal auditing, report writing, leadership skills, and information security management system. Over the past 15 years, Mr. Pheap has worked for many microfinance institutions and non- governmental organizations in Cambodia, including Catholic Relief Services from 1999-2003 as an internal auditor and branch manager. From there, Mr. Pheap worked for Angkor Microfinance Kampuchea (2004-2008) as regional manager and audit team leader, and he started working at LOLC Cambodia as head of the internal audit department in December 2008.

Head of Human Resources Department

Head of Human Resources Department Leng Thavy was awarded her master’s degree (fully sponsored by an Australian Development Scholarship) in human resource management from Monash University, Australia, in 2013. She obtained a Bachelor of Business Administration from the National Institute of Management in 2002. She has attended numerous human-resource management and leadership trainings and workshops across Thailand, Singapore, Sri Lanka, the Philippines, Malaysia, the United Kingdom, France, Italy and Australia. Mrs. Thavy has over 15 years of experience as the head of human resources departments within international NGOs and top Microfinance institutions in Cambodia. In addition, she has experience working overseas in cross-cultural contexts, including three months in Sri Lanka and 1-year part-time experience in Australia. She joined LOLC Cambodia as head of the human resources department in August 2014.

Head of Treasury Department

Head of Treasury Department Try Sola is pursuing ACCA Qualification from the largest professional accounting institute in the United Kingdom. She received her bachelor’s degree in business administration, majoring in accounting at the National University of Management in 2011. She has attended numerous professional courses, including financial management, anti-money laundering and other microfinance-related courses. She also worked as Audit Senior for nearly four years with one of the “big four” international accounting firms. Her responsibilities included leading the audit teams and completing the statutory and compliance audits for various industries such as Banks and MFIs, companies, NGOs and other sectors. She joined LOLC Cambodia in June 2015 as head of the treasury department.

Head of Finance Department

Head of Finance Department Keo Taraty is currently pursuing ACCA Qualification in one of the most prestigious accounting institutes in the United Kingdom. She holds dual degrees – a bachelor’s degree in business administration, majoring in accounting at National University of Management (NUM) in 2010, and a Bachelor of Education, majoring in English literature, from the Institute of Foreign Languages (IFL) in 2009. Ms. Taraty began her working career in one of the “big four” international accounting firms as Audit Senior. During that time, she was responsible for leading the audit teams and completing the statutory and compliance audits for various industries including Banks and MFIs, companies, NGOs and other sectors. She worked at Maybank (Cambodia) Plc. as accounting manager for four years before joining LOLC Cambodia in June 2018 as head of finance department.

Head of Information Technology

Head of Information Technology Department Bun Bella, obtained his Master of Science in information technology (MsIT) in 2015 from Norton University. Before that, he earned a bachelor’s degree in computer science from the same university in 2009. Mr. Bella has comprehensive experience working with LOLC Cambodia and other institutions spanning over 20 years. He has participated in IT-related projects within LOLC Cambodia, such as migrating the legacy core banking system to a T24 system; the implementation of ATM/POS switching system (CSS), NBC’s Projects (FAST, RFT and Bakong Payment Systems), and other IT trainings such as ITIL® Foundation, Database Administration, ISO-IEC_27001-2013 and workshops in Cambodia, Sri Lanka and Singapore. He joined LOLC Cambodia in 2001 as MIS encoder and was later promoted to MIS supervisor in 2005. After 3 years of great working performance, he was promoted to MIS unit manager. He became deputy head of IT department in 2015 and was promoted to be Head of IT department in January 2022.

Head of Credit Department

Head of Credit Department Muth Pisey obtained his master’s degree in finance from the National University of Management in Cambodia in 2013 after earning his bachelor’s degree in business management, with a concentration in tourism, from the National University of Management in 2006. He has attended various trainings related to real estate and property valuation, workplace conflict resolution and negation, practical branch management, capacity building for internal auditors, employment and labor law, and empowering leadership, among others. He started with SATHAPANA Ltd. as a credit officer in 2006 and was promoted to chief credit officer at Ang Snoul district branch in February 2008. In 2009, he became the branch manager of Kampot provincial branch for SATHAPANA. Mr. Pisey joined LOLC Cambodia as a branch management trainee in May 2010 and was appointed Suong branch manager in July 2010. He was later promoted to be head of administrative and procurement department, became the deputy head of credit department, and was then promoted to deputy head of business department in November 2017. After a year, he was promoted to his current role as head of credit department.

Head of Sustainability Management Department

Head of sustainability management department Nop Socheat earned her master’s degree in risk management in insurance, banking and finance from The Royal University of Law and Economics. She also holds a bachelor’s degree in finance and banking from the same university, where she was a scholarship student. She has a wealth of experience in sustainability management and social performance management within the microfinance sector spanning many years and has also undergone numerous training programs focusing on sustainability management; environmental, social, and governance standards; and leadership skills. This makes her highly qualified to drive initiatives and lead the implementation of sustainability management/ESG through embedded policies, procedure, and best practices at LOLC Cambodia.

Head of Digital Development Department

Head of Digital Development Department Yin Chanthyra oversees non-credit product development, branch operation support, and card operations. He has over 19 years of experience across digital lending, digital payments, fintech, transformation, business strategy and operations. He has held key leadership roles at fintech startups, local and international financial institutions, and telecommunications companies throughout his career, and has successfully launched digital banking products and created innovative fintech solutions. He has also helped establish a mobile payment company and led business transformation projects. His expertise includes strategic planning, analytical and critical thinking, teamwork and adaptability. Mr. Chanthyra holds a Bachelor of Business Administration specializing in accounting from the National University of Management and has also earned some certificates of mobile banking master class program, project management, and business improvement methodologies. He joined LOLC Cambodia in August 2024.

Company Secretary

Company Secretary Kheng Navy obtained a bachelor’s degree in economics focused on enterprise management at the Royal University of Law and Economics (RULE) in 2010. She received a second bachelor’s in professional communication at the Institute of Foreign Languages (IFL), the Royal University of Phnom Penh, in 2012. She went on to complete research at SOK KONG IMPORT-EXPORT Co., LTD (SOKIMEX) and obtained a diploma of Intensive English for Academic Purposes (IEAP) at Paññāsāstra Institute of Foreign Languages. Ms. Navy has participated in various professional development programs, such as principles of accounting, report writing, green lending, leadership and corporate governance trainings. Before joining LOLC Cambodia, she worked at WING (Cambodia) Ltd. as a call center consultant in 2012. She began her journey with LOLC Cambodia as an assistant secretary in 2013 and was promoted to company secretary in 2014.