LOLC (CAMBODIA) Plc. is one of the top licensed microfinance
institutions in Cambodia with a social vision and a business orientation
that provides entrepreneurs and families at the base of the
socio-economic pyramid with economic opportunities to transform the
quality of their lives and their communities through the provision of
effective and sustainable client-empowering financial
services. To support the rapid growth of our operations, LOLC is recruiting the following position:
Senior Property Evaluator
Main Responsibilities:
- Conduct comprehensive evaluations of collateral including land, land titles, motor vehicles, real estate, machinery, equipment, and other movable assets.
- Perform on-site inspections to verify asset existence, assess physical condition, and collect necessary documentation.
- Conduct cadastral surveys to locate boundary features, verify deed plans and land certificates, and identify easements and wayleaves.
- Liaise with external service providers such as land management authorities and utility companies.
- Use satellite-based GPS technology to determine property boundary coordinates and key features.
- Analyze ownership documents such as land titles, vehicle registrations, and lien records to confirm legal standing.
- Apply appropriate valuation methods including cost approach, market comparison, and income approach based on the asset class.
- Prepare detailed appraisal reports for use in loan origination, restructuring, and recovery processes.
- Maintain accurate records including sketches, site maps, legal descriptions, and survey data.
- Review third-party appraisal reports to ensure accuracy, consistency, and compliance with LOLC policies and regulations.
- Ensure appraisal practices follow internal policies, regulatory guidelines, and professional standards.
- Monitor and analyze market trends affecting property and vehicle values in relevant regions.
- Conduct legal due diligence to verify the legitimacy and ownership status of all collateral.
- Collaborate with credit analysts, legal teams, recovery officers, and risk managers to evaluate collateral adequacy.
- Provide independent technical assessments before loan disbursement to confirm asset value and insurability.
- Revisit properties when necessary for follow-up assessments or clarifications.
- Support and mentor junior officers and appraisers to uphold quality standards.
- Perform additional duties as assigned by Head of Credit Department/SME Unit Manager.
Qualifications and Requirements:
- Bachelor’s degree in real estate, Finance, Engineering, Business Administration, or a related field.
- State Appraiser License and/or Vehicle Appraiser Certification, if applicable.
- Minimum 3–5 years of experience in asset valuation, with hands-on experience appraising land, vehicles, and real estate.
- Strong understanding of legal aspects of land and vehicle ownership, title verification, and encumbrance analysis.
- Proficiency in valuation software and tools; familiarity with databases for vehicle and land title verification.
- Excellent report writing, analytical, and presentation skills.
- Ability to manage multiple complex assignments under tight deadlines.
How to Apply For:
Please submit your Cover Letter, CV and relevant documents to any
branches nearby your locations or head office of LOLC (Cambodia)
Plc. or via email: [email protected]
096 4211 999/087 400 277
LOLC (Cambodia) Plc. has been serving Cambodian public and society for over 30 years, and has been recognized by both local and international financial authorities. Our products and services are committed to improving the livelihood of Cambodian customers.
#666B, Street 271, Kbal Tumnub Muoy Village, Sangkat Boeng Tumpun 2, Khan Mean Chey, Phnom Penh, Cambodia.
 023 991 991 |
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