Fixed Deposit

A Fixed Deposit Account offers a greater rate of return for clients’ commitment in keeping the savings on deposit with LOLC Cambodia for a specific period of time. Clients have the option to withdraw interest at the end of each month or at the end of the term.


Benefits:

  • Get high interest income
  • Your money will be kept safely and securely
  • Multiple currency choices: KHR, USD and THB
  • Open an account at any LOLC office without service charge

Account Opening Requirement:

  • For Individuals: National ID card, passport, or equivalent document
  • For corporations: Legal ID of authorizer in corporate account, Memorandum and Articles of Association, Business Registration Certificate, Patent, Letter of Authorization or Board Resolution as well as other documents (if available) 
  • For Corporation: 
    - Valid National ID/Passport of signatory(-ies)*
    - Memorandum and Articles of Association*
    - Business Registration Certificate (Digital Form)*
    - Certificate of Tax Registration (VAT)/Patent Tax*
    - Letter of Authorization or Board Resolution*
    - Other documents (if available).

 GENERAL TERMS AND CONDITIONS


No Features Descriptions
1 Currency KHR, USD, and THB
2

Initial Deposit

KHR 200,000, USD 50, THB 2,000

3 Term • 1 month, 3 months, 6 months, 9 months, 12 months, 24 months, 36 months for KHR and USD
• 12 months for THB
4 Interest Payment Pay every month end, at the end of maturity.
 5 Deposit Condition  Can be made only one time when opening FD account
 For new deposit amount, customer can open new FD accounts

6
Account Type  Individual Account
 Joint Account
 Corporate Account

7
Rollover Condition  Non-Renewal
 Principal Rollover
 Principal and Interest Rollover

8
Withholding Tax  Resident 6%
 Non-Resident 14%
 Bank/Microfinance/Government 0%

Interest Rate:


 This interest rate is applied for individual customers and corporate customers (non-FI) .

Fee Charge:

No Description Fee charge
KHR USD THB
1 Request for Fixed Deposit Certificate replacement (lost or damaged) 20,000 5.00 200
2 Close fixed deposit before one month after opening date 40,000 10.00 400
3 Request for Account Balance Confirmation 20,000 5.00 200

How to apply:

  • Visit any LOLC office to apply for the service or
  • Through iPay Cambodia, if you have saving account
  • Through e-Banking/Internet Banking
  • Customer can also Apply loan here

How to Apply for Loan


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Need to loan advies? Talk to our loan advisors.

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Customer Service

(+855) 23 991 991 



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