Seasonal Loan (SNL) is a type of credit geared towards animal raising, storage, fishing, farming and/or other agri-businesses activities. Payments can be either Balloon (monthly interest repayment and the balance of principal payment at the end of the contract) or Semi–Balloon (monthly interest repayment and the balance of principal repayment based on cash flow analysis and mutual agreement).

These loans are for borrowers with a reliable and sustainable source of income and strong collateral, but whose activities generate income on a seasonal basis rather than a steady monthly income.

Currency	Loan Size	Interest Rate	Loan Term
KHR	up to 40,000,000	1.5%	3 – 36 months
USD	up to 10,000	1.5%	3 – 36 months
THB	up to 400,000	1.5%	3 – 36 months

Note: this table shows interest rate indication only, and some fee charges may be applied.

LOLC’s Seasonal Loan offers clients a number of key benefits, including:
-    Free option of currency: KHR, US dollar or Thai Baht.
-    A reasonable interest rate, calculated based on outstanding balance.
-    Convenient option to apply for and repay loan at nearest LOLC office or at your business site or any money transfer agencies which        incorporated with LOLC.
-    Flexible loan terms and repayment plan that are catered to your need.

To apply for LOLC’s Seasonal Loan, follow these simple steps:
-    Talk to a LOLC staff member in your area or at the nearest LOLC office.
-    Request a specific amount and term based on your needs.
-    Provide the necessary documents required by LOLC.
-    Agree to the loan terms & conditions.