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Thaneakea Phum Loan
Thaneakea Phum Loan (TPL) is a group loan designed to help clients run and grow their micro and small businesses. Target clients are those whose businesses generate income on a seasonal basis and require up to 3,000,000 riel (or $750) for working capital or acquisition of fixed assets. TPL adapts to the needs of our clients by allowing Balloon payments (monthly interest repayment and the balance of principal payment at the end of the contract) or Semi-Balloon payments (monthly interest repayment and the balance of principal repayment based on cash flow analysis and mutual agreement).
Prospective clients are encouraged to form joint-liability groups of 2-7 members among their community members with similar needs and apply for a TPL.
Currency Loan Size Interest Rate Loan Term
KHR Up to 3,000,000 1.5% 3 – 18 months
USD Up to 750 1.5% 3 – 18 months
THB Up to 30,000 1.5% 3 – 18 months
Note: this table shows interest rate indication only, and some fee charges may be applied.
Advantages
LOLC’s Thaneakea Phum Loan offers clients a number of key benefits, including:
-    No requirement of physical collateral.
-    Convenient option to apply for and repay loan at nearest LOLC office or at your business site or any money transfer agencies which        incorporated with LOLC.
-    A reasonable interest rate, calculated based on outstanding balance.
-    Flexible loan terms and repayment plan that adapt to your personal or business need.
-    Easy and flexible group formation.
Contact Information
To apply for LOLC’s Thaneakea Phum Loan, follow these simple steps:
-    Talk to a LOLC staff member or any LOLC Group Leader in your area.
-    Create or adhere to a joint-liability group ranging from 2 to 7 members.
-    Request a specific amount and term based on your group’s needs.
-    Agree to the loan term & conditions.
Head Office
#666B, Street 271, Kbal Tumnub Muoy Village, Sangkat Boeng Tumpun 2, Khan Mean Chey, Phnom Penh, Cambodia
Tel: (+855) 23 991 991
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