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MULTIPLE DISBURSEMENT LOAN
LOLC’s MDL product offers clients flexible access to a maximum total amount of borrowed capital that can be disbursed in multiple installments at the client’s discretion. Once approved for an MDL, a client may choose to receive just a half initially, and then request additional disbursements up to a total of the amount of loan approved. The remaining amount of available funds may be disbursed in one additional installment, in multiple additional installments (subject to installment size/number restrictions), or, if the client so chooses, not disbursed at all. However, at least 50% of the total MDL amount must be disbursed to the client initially upon approval, and the client may only access remaining available funds during the first half of the MDL’s term (the “Fund Availability Period”).
MDL is provided to clients who apply for Individual Loan product, Small and Medium Enterprise product and single-bullet Seasonal Loan product [semi-balloon Seasonal Loan product is not allowed].
Once approved for the MDL, the client may borrow, in multiple disbursements [maximum 3 disbursements] at his or her discretion, an amount that cumulatively may not exceed the MDL amount.
MULTIPLE DISBURSEMENT INDIVIDUAL LOAN (MDL-IL)
Currency Loan Size Interest Rate Loan Term
KHR up to 20,000,000 2.5% - 3.5% 3 – 24 months
USD up to 5,000 1.8% - 2.5% 3 – 24 months
THB up to 200,000 2.5% - 3.5% 3 – 24months
MULTIPLE DISBURSEMENT SMALL and MEDIUM ENTERPRISE LOAN (MDL-SME)
Currency Loan Size Interest Rate Loan Term
KHR more than 20,000,000 2.5% 3 – 36 months
USD more than 5,000 1.7% - 2% 3 – 36 months
THB more than 200,000 2.5% 3 – 36 months
MULTIPLE DISBURSEMENT SEASONAL LOAN (MDL-SNL)
Currency Loan Size Interest Rate Loan Term
KHR up to 20,000,000 3% - 3.5% 3 – 12 months
USD up to 5,000 2% - 2.5% 3 – 12 months
THB up to 200,000 3% - 3.5% 3 – 12 months
Advantages
LOLC’s Multiple Disbursement Loan offers clients a number of key benefits, including:
- Free option of currency: KHR, US dollar or Thai Baht
- A reasonable interest rate, calculated based on outstanding balance
- Convenient option to apply for and repay loan at nearest LOLC office or at your business site
- Flexible loan terms and repayment plan that are catered to your need
- No loan fee charged.
Contact Information
To apply for LOLC’s Multiple Disbursement Loan, follow these simple steps:
- Talk to a LOLC staff member in your area or at the nearest LOLC office
- Request a specific amount and term based on your needs
- Provide the necessary documents required by LOLC
- Agree to the loan terms & conditions.
Head Office
#666B, Street 271, Kbal Tumnub Muoy Village, Sangkat Boeng Tumpun 2, Khan Mean Chey, Phnom Penh, Cambodia
Tel: (+855) 23 991 991
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