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Financial Lease
Financial lease is offered to clients who wish to use movable assets such as motorbikes, tricycles, cars and agriculture machineries for their daily business or personal activities in long-term financing period without investing their own capital or using working capital.

Clients can purchase the identified movable assets and become its legal owner and pay monthly lease fee to LOLC including insurance fee charges.
Benefits
Get the requirement assets for your personal activities or business operations without using your own financial resources or capital.
Transform gross expend into paying back to the LOLC monthly.
Increase your income and/or expand your business operations.
Lease Period
The minimum of lease period is 12 months and the maximum is up to 60 months.
Requirements Documents
Fiscal Financial Statement (if any).
Salary pay slips for employee (if clients’ income is from salary).
Identification documents (ID card, family book, or birth certificate, etc.).
For corporate entities, any legal documents are required such as business registration certificate, patent, memorandum of article, license, etc.
 
Other Conditions
Clients shall comply with some term and condition as below:
Provide related documents as LOLC requires to support the request of financial lease.
Chooses the asset and any suppliers of the asset without relying on the skills or judgment of the Lessor. LOLC purchases the asset pursuant to the financial lease agreement.
Use the leased asset for reasonable and legal purposes.
Not allow to embellish, remove sticker identifying LOLC’s ownership, or renovate leased asset.
Not allow to transfer,donate, make succession, sell, collateralize, mortgage, pledge, or pawn the leased asset without prior written consent from Lessor.
Take care and maintain the leased assets in a good condition based on the life of leased assets.
Notify damage/ loss of the leased assets to the Lessor.
Cooperate with LOLC’s staff on the monitoring process of the utilization of leased assets, lessee’s income, business trend, and financial health.
 
Contact Information
To apply for LOLC’s Financial Lease, follow these simple steps:
Talk to a LOLC staff member in your area or at the nearest LOLC office or via call center 023 991 991.
Request a specific movable assets and term based on your needs.
Head Office
#666B, Street 271, Kbal Tumnub Muoy Village, Sangkat Boeng Tumpun 2, Khan Mean Chey, Phnom Penh, Cambodia
Tel: (+855) 23 991 991
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