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Operational Highlight

The highlight provide insight into LOLC (Cambodia) Plc. performance and how far the financial institution have achieved recently. It provides brief information on LOLC’s operation such as number of staffs, net income, assets and much more. Visit the table below to find out more. 

Metric 2021-Q1 2020 2019 2018
Gross Loan Portfolio $ 896,404,373 $ 855,921,611 $ 772,214,265 $ 483,845,307
Total Assets $ 1,074,408,818 $ 1,071,528,994 $ 1,009,351,504 $ 610,328,369
Equity $ 192,851,258 $ 181,176,216 $ 135,805,441 $ 81,170,614
Net Income $ 11,675,042 $ 45,392,810 $ 34,020,118 $ 15,637,813
Number of Active Borrowers 305,489 303,555 294,152 235,613
Deposit Balance $ 561,886,604 $ 536,019,918 $ 457,661,470 $ 236,910,385
Deposit Account 488,687 461,775 381,613 198,879
Depositors 423,633 401,662 336,002 180,305
Number of Offices (Including Head Office) 79 79 79 77
Number of Personnel 3,285 3,140 2,757 2,327
Operating Expense/Avg. Loan Portfolio * 5.45% 5.05% 5.74% 7.38%
Par≥30 Days 1.88% 1.27% 0.61% 0.96%
Gross Write-offs - 0.23% 0.27% 0.44%
Capital Adequacy Ratio (CAR) 22.53% 23.99% 20.05% 17.93%
Debt-to-Equity Ratio 4.6X 4.9X 6.4X 6.5X
Cost-to-Income Ratio (Including Provisions) 47.14% 48.34% 52.53% 61.28%
Return On Assets * 4.36% 4.25% 4.38% 3.11%
Return On Equity * 24.96% 27.90% 32.68% 21.60%