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Operational Highlight

The highlight provide insight into LOLC (Cambodia) Plc. performance and how far the financial institution have achieved recently. It provides brief information on LOLC’s operation such as number of staffs, net income, assets and much more. Visit the table below to find out more. 

Metric Q2 2022 2021 2020 2019
Gross Loan Portfolio $  1,210,435,318   $1,036,280,875  $ 855,921,611  $ 772,214,265 
Total Assets $ 1,427,556,650   $ 1,211,355,156  $ 1,071,528,994  $ 1,009,351,504 
Equity $ 264,028,968   $ 234,457,982   $ 181,176,216  $ 135,805,441 
Net Income $ 29,340,559   $ 53,281,766  $ 45,392,810  $ 34,020,118 
Number of Active Borrowers 341,099    318,354  303,555  294,152 
Deposit Balance $ 735,621,285    $ 581,937,121  $ 536,019,918  $ 457,661,470 
Deposit Account 580,356    532,169  461,775  381,613  
Depositors 499,672    462,125  401,662  336,002 
Number of Offices (Including Head Office) 81   81  79 79 
Number of Personnel 3,476    3,297  3,140  2,757  
Operating Expense/Avg. Loan Portfolio * 4.48%
5.02%
4.86%
6.07%
Par≥30 Days 2.38%  
2.05%
1.27%
0.61%
Gross Write-offs 0.00%  
0.21%
0.23%
0.27%
Capital Adequacy Ratio (CAR) 23.25%  
26.80%
23.99%
20.05%
Debt-to-Equity Ratio 4.4x  
4.2X
4.9X
6.4X
Cost-to-Income Ratio (Including Provisions) 46.55%  
44.48%
48.34%
52.53%
Return On Assets * 4.46%  
4.80%
4.25%
3.19%
Return On Equity * 23.56%  
26.34%
27.90%
32.68%