SMALL AND MEDIUM ENTERPRISE LOAN (SME) is intended to support individuals, companies or enterprises in running and growing their businesses in all legal sectors, including trade, services, agri-businesses and manufacturing. The loan product targets clients with small to medium size businesses requiring a loan from 40,000,001 riels upward or its equivalent.

Currency	Loan Size	Interest Rate	Loan Term
KHR	from 40,000,001 upward	1.2% - 1.5%	3 – 60 months
USD	from 10,001 upward	1.2% - 1.5%	3 – 60 months
THB	from 400,001 upward	1.2% - 1.5%	3 – 60 months

Note: this table shows interest rate indication only, and some fee charges may be applied.

LOLC’s Small and Medium Enterprise Loan offers clients a number of key benefits, including:
-    Free option of currency: KHR, US dollar or Thai Baht.
-    A reasonable interest rate, calculated based on outstanding balance.
-    Convenient option to apply for and repay loan at nearest LOLC office or at your business site or any money transfer agencies which        incorporated with LOLC.
-    Flexible loan terms and repayment plan that are catered to your need.

To apply for LOLC’s Small and Medium Enterprise Loan, follow these simple steps:
-    Talk to a LOLC staff member in your area or at the nearest LOLC office.
-    Request a specific amount and term based on your needs.
-    Provide the necessary documents required by LOLC.
-    Agree to the loan terms & conditions.