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ANNUAL REPORTS
Annual Report 2017
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Mrs. Koeun Somaly, a hardworking middle-aged mother, is a client who has said that she trusts LOLC because of our fast financial services that have always responded to her needs over time, thereby being the key to growing her businesses. Somaly is a grocery seller and a farmer. She lives in Kandal Province with her husband, two sons, and daughter.
She begins her day with a busy schedule. She and her husband spend the early morning at the market buying vegetables and meat to sell in the village. In addition to selling groceries, she and her husband spend their days at home taking care of animals, including pigs, hens, and cows. She also grows rice on a small field.
Before using LOLC’s financial services, she earned her main income from farming, making less than USD 5 per day. At that time she lived in very poor conditions because she had to support her children for school.
Mrs. Koeun Somaly
Mrs. Somaly first heard about LOLC in 2013 from an LOLC credit officer who worked in her village. She borrowed USD 250 from LOLC to buy fertilizer for her crops and bought piglets that she raised and sold. After paying off the first loan, she took out a second loan for USD 350 to renovate her house, and then after paying off that loan, she took out a third cycle loan for USD 600 in 2015, which she is currently using to run a new small business selling groceries.
Unlike some other farmers and sellers, this busy couple had the means to bring up their living standard. They are now able to raise their children in a new wooden house with adequate food and clothes.
“I will continue to expand my business. I wish to see my sons and my daughter have their own families and businesses with bright futures,” she said.
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